.refi2-page{--navy:#0a1f3d;--navy2:#14375f;--blue:#4b82ea;--green:#52d65e;--ink:#0b1e3b;--muted:#61718a;--line:#d6e0ec;--soft:#f5f8fb;--soft2:#edf4fa;--paper:#fff;--shadow:0 18px 48px rgba(14,43,78,.09);background:#fff;color:var(--ink)}
.refi2-page *{box-sizing:border-box}.refi2-page .container{width:min(1240px,calc(100% - 40px));margin-inline:auto}.refi2-page h1,.refi2-page h2,.refi2-page h3,.refi2-page p{margin-top:0}.refi2-page a{text-underline-offset:3px}.refi2-page .skip-link{position:absolute;left:-9999px;top:10px;z-index:999}.refi2-page .skip-link:focus{left:16px;background:#fff;padding:12px 16px;border:2px solid var(--navy);border-radius:10px}
/* safe header sizing */
.refi2-page .site-header .brand img{display:block;width:295px!important;height:auto!important;max-width:100%}.refi2-page .nav svg,.refi2-page .header-all-mobile svg{width:20px!important;height:20px!important;display:block}.refi2-page .menu-btn span{display:block}
.refi2-hero{padding:52px 0 44px;background:linear-gradient(180deg,#fff 0%,#fbfdff 100%);border-bottom:1px solid #dbe4ee;overflow:hidden}.refi2-hero-grid{display:grid;grid-template-columns:minmax(0,1.03fr) minmax(420px,.97fr);gap:54px;align-items:center}.refi2-breadcrumb{display:flex;gap:9px;flex-wrap:wrap;font-size:13px;color:#6a7890;margin-bottom:24px}.refi2-breadcrumb a{color:#536987;text-decoration:none}.refi2-kicker,.refi2-micro{font-size:12px;font-weight:900;letter-spacing:.08em;text-transform:uppercase;color:#168a35}.refi2-hero h1{font-size:clamp(48px,5.1vw,78px);line-height:.94;letter-spacing:-.055em;max-width:780px;margin:15px 0 24px}.refi2-hero h1 span{color:#27923a}.refi2-lead{font-size:18px;line-height:1.65;color:#4e627d;max-width:720px}.refi2-lead strong{color:var(--ink)}.refi2-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}.refi2-btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 20px;border-radius:10px;text-decoration:none;font-weight:850;border:1px solid #c9d6e6}.refi2-btn--main{background:var(--navy);color:#fff;border-color:var(--navy)}.refi2-btn--ghost{background:#fff;color:var(--ink)}.refi2-trust{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}.refi2-trust span{background:#eff8f1;color:#315a42;border-radius:999px;padding:8px 11px;font-size:12px;font-weight:800}
.refi2-proof{border:1px solid #cad7e6;border-radius:24px;background:#fff;box-shadow:var(--shadow);padding:25px;position:relative}.refi2-proof-top{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;padding-bottom:18px;border-bottom:1px solid #dde6ef}.refi2-proof-top span{font-size:12px;color:#6e7e94;font-weight:800}.refi2-proof-top strong{font-size:25px}.refi2-lanes{display:grid;grid-template-columns:1fr 58px 1fr;gap:10px;align-items:stretch;margin:22px 0}.refi2-lane{border-radius:16px;padding:18px;border:1px solid #d5e1ed;background:#f7faff;min-height:142px;display:flex;flex-direction:column;justify-content:space-between}.refi2-lane--switch{background:#f2fbf3;border-color:#c7ebcc}.refi2-lane small{font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.06em;color:#58708e}.refi2-lane strong{font-size:26px;letter-spacing:-.03em}.refi2-lane p{font-size:13px;line-height:1.5;color:#5e7088;margin:0}.refi2-gate{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:7px}.refi2-gate i{width:2px;flex:1;background:#c9d5e5;min-height:30px}.refi2-gate b{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-size:17px}.refi2-proof-result{background:linear-gradient(135deg,#0a2447,#183c62);color:#fff;border-radius:17px;padding:20px 21px;display:grid;grid-template-columns:1.2fr .8fr;gap:12px;align-items:end}.refi2-proof-result small{display:block;color:#cfe0f4;margin-bottom:5px}.refi2-proof-result strong{font-size:36px;letter-spacing:-.04em}.refi2-proof-result span{font-size:12px;color:#d9e6f5;line-height:1.5}.refi2-hand{position:absolute;right:-24px;bottom:-24px;width:106px;height:58px;fill:none;stroke:#27923a;stroke-width:7;stroke-linecap:round;stroke-linejoin:round}
.refi2-calc-section{padding:32px 0 56px;background:#fff}.refi2-head{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:20px}.refi2-head h2{font-size:clamp(34px,4vw,54px);line-height:1;letter-spacing:-.045em;margin:8px 0 0}.refi2-head p{max-width:520px;color:#64758c;line-height:1.6;margin-bottom:2px}.refi2-calc-grid{display:grid;grid-template-columns:minmax(0,1.06fr) minmax(390px,.94fr);gap:18px;align-items:start}.refi2-form,.refi2-result{border:1px solid #cad8e8;border-radius:22px;background:#fff}.refi2-form{padding:26px;box-shadow:0 12px 34px rgba(22,54,90,.05)}.refi2-result{overflow:hidden}.refi2-form-intro{display:flex;justify-content:space-between;gap:14px;align-items:center;padding-bottom:18px;border-bottom:1px solid #e0e8f0;margin-bottom:20px}.refi2-form-intro strong{font-size:18px}.refi2-live{font-size:12px;font-weight:850;color:#277d38;background:#eff8f1;padding:7px 10px;border-radius:999px}.refi2-fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}.refi2-field{display:block}.refi2-field>span{display:block;font-size:13px;font-weight:850;margin-bottom:7px}.refi2-input{display:flex;align-items:center;border:1px solid #cbd8e7;border-radius:11px;background:#fff;overflow:hidden}.refi2-input:focus-within{outline:3px solid rgba(75,130,234,.18);border-color:#4b82ea}.refi2-input input{width:100%;min-width:0;border:0;padding:13px 12px;font:inherit;font-weight:750;color:var(--ink);outline:0;background:transparent}.refi2-input b{font-size:12px;color:#61728a;padding:0 11px;white-space:nowrap}.refi2-field small{display:block;font-size:11.5px;line-height:1.45;color:#7b899b;margin-top:6px}.refi2-wide{grid-column:1/-1}.refi2-advanced{grid-column:1/-1;border:1px solid #d6e1ed;border-radius:12px;background:#fafcfe}.refi2-advanced summary{cursor:pointer;padding:14px 16px;font-weight:850;font-size:13px}.refi2-advanced-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;padding:2px 16px 16px}.refi2-form-note{grid-column:1/-1;background:#f4f8fb;border-left:3px solid #4b82ea;border-radius:8px;padding:12px 14px;font-size:12px;line-height:1.55;color:#53677f}.refi2-error{grid-column:1/-1;margin-top:2px;background:#fff1f0;border:1px solid #f2c5c0;color:#8e2e24;padding:11px 13px;border-radius:10px;font-size:13px;font-weight:700}.refi2-reset{grid-column:1/-1;justify-self:start;border:0;background:none;color:#506986;font-weight:800;text-decoration:underline;cursor:pointer;padding:3px}
.refi2-result-top{height:5px;background:linear-gradient(90deg,#4b82ea 0 58%,#52d65e 58%)}.refi2-result-main{padding:26px;background:linear-gradient(145deg,#0a2447,#183c62);color:#fff}.refi2-result-main .refi2-micro{color:#5be06a}.refi2-result-main h3{font-size:clamp(32px,3.4vw,48px);line-height:1.02;letter-spacing:-.045em;margin:10px 0 12px;color:#fff}.refi2-result-main p{color:#d6e3f2;line-height:1.6;margin-bottom:0}.refi2-result-main p strong{color:#fff}.refi2-result-stats{display:grid;grid-template-columns:1fr 1fr;border-bottom:1px solid #dbe5ef}.refi2-stat{padding:18px 20px;background:#fff}.refi2-stat:nth-child(odd){border-right:1px solid #dbe5ef}.refi2-stat:nth-child(-n+2){border-bottom:1px solid #dbe5ef}.refi2-stat small{display:block;color:#6b7c92;margin-bottom:5px}.refi2-stat strong{font-size:21px;letter-spacing:-.02em}.refi2-bridge{padding:20px;background:#f7fafe}.refi2-bridge-head{display:flex;justify-content:space-between;gap:10px;align-items:center;margin-bottom:15px}.refi2-bridge-head span{font-size:12px;font-weight:850;color:#61738a}.refi2-bridge-head strong{font-size:15px}.refi2-track{height:12px;border-radius:999px;background:#dce6ef;position:relative;overflow:hidden}.refi2-track-fill{position:absolute;inset:0 auto 0 0;width:40%;background:linear-gradient(90deg,#4b82ea,#52d65e);border-radius:inherit}.refi2-track-marker{position:absolute;left:40%;top:50%;width:24px;height:24px;border-radius:50%;background:#fff;border:5px solid var(--navy);transform:translate(-50%,-50%)}.refi2-track-labels{display:flex;justify-content:space-between;font-size:11px;color:#708197;margin-top:8px}.refi2-result-foot{padding:14px 20px;background:#fff;font-size:12px;color:#64758c;line-height:1.55}.refi2-result-foot strong{color:var(--ink)}
.refi2-section{padding:70px 0}.refi2-section--soft{background:#f5f8fb}.refi2-section--dark{background:linear-gradient(135deg,#0c274b,#153c5b);color:#fff}.refi2-section-head{display:grid;grid-template-columns:1fr minmax(320px,.6fr);gap:40px;align-items:end;margin-bottom:30px}.refi2-section-head h2{font-size:clamp(34px,4vw,54px);line-height:1;letter-spacing:-.045em;margin:8px 0 0}.refi2-section-head p{color:#64758c;line-height:1.65;margin:0}.refi2-section--dark .refi2-section-head p{color:#d4e0ef}.refi2-section--dark .refi2-section-head h2{color:#fff}.refi2-section--dark .refi2-micro{color:#5be06a}
.refi2-data-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.refi2-data-card{border:1px solid #ccd9e7;background:#fff;border-radius:18px;padding:24px}.refi2-data-card span{font-size:12px;font-weight:900;color:#58708d}.refi2-data-card strong{display:block;font-size:42px;letter-spacing:-.04em;margin:10px 0 6px}.refi2-data-card p{color:#66788f;line-height:1.6;margin-bottom:12px}.refi2-data-card a{font-weight:800;color:#245fae}.refi2-bench{margin-top:18px;border:1px solid #d0dce9;border-radius:18px;overflow:hidden;background:#fff}.refi2-bench-head{padding:20px 22px;background:#eef4fa;display:flex;justify-content:space-between;gap:20px}.refi2-bench-head p{margin:0;color:#5f7189}.refi2-bench table{width:100%;border-collapse:collapse}.refi2-bench th,.refi2-bench td{text-align:left;padding:13px 16px;border-top:1px solid #e0e7ef;font-size:13px}.refi2-bench th{font-size:11px;text-transform:uppercase;letter-spacing:.05em;color:#64758d}.refi2-bench td strong{font-size:15px}
.refi2-legal-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:22px;align-items:start}.refi2-legal-note{background:#fff;color:var(--ink);border-radius:20px;padding:28px}.refi2-legal-note h3{font-size:28px;letter-spacing:-.03em}.refi2-legal-note p{color:#5f7188;line-height:1.65}.refi2-legal-note a{font-weight:850;color:#1e5fab}.refi2-legal-list{display:grid;gap:10px}.refi2-legal-item{border-top:1px solid rgba(255,255,255,.22);padding:15px 0}.refi2-legal-item:first-child{border-top:0}.refi2-legal-item b{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:#5be06a;color:#0a2447;margin-right:10px}.refi2-legal-item strong{font-size:17px}.refi2-legal-item p{color:#d2e0ef;line-height:1.55;margin:8px 0 0 42px}
.refi2-check-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.refi2-check-card{border-top:3px solid var(--navy);background:#f5f8fb;padding:20px;min-height:190px}.refi2-check-card b{color:#23913a;font-size:13px}.refi2-check-card h3{font-size:20px;margin:13px 0 8px}.refi2-check-card p{color:#61738a;line-height:1.55;margin:0}.refi2-method-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.refi2-method-card{border:1px solid #cedbe9;border-radius:16px;padding:20px;background:#fff}.refi2-method-card b{display:grid;place-items:center;width:32px;height:32px;border-radius:9px;background:#0d2b52;color:#fff}.refi2-method-card h3{font-size:18px;margin:13px 0 8px}.refi2-method-card p{font-size:13px;line-height:1.58;color:#61748c}.refi2-method-card code{display:block;background:#eef4fa;padding:10px;border-radius:8px;font-size:11px;overflow:auto}.refi2-source{margin-top:16px;padding:18px 20px;border-left:4px solid #52d65e;background:#f1f8f3;border-radius:10px}.refi2-source p{margin:5px 0;color:#53677f;line-height:1.55}.refi2-source a{font-weight:850;color:#2363ad}
.refi2-related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.refi2-related-grid a{border:1px solid #cbd8e6;border-radius:14px;padding:20px;text-decoration:none;color:var(--ink);background:#fff}.refi2-related-grid strong{display:block;font-size:18px;margin-bottom:7px}.refi2-related-grid span{color:#64768d;font-size:13px;line-height:1.5}.refi2-faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.refi2-faq details{border:1px solid #d1dce8;border-radius:12px;background:#fff;padding:0 16px}.refi2-faq summary{cursor:pointer;font-weight:850;padding:16px 0}.refi2-faq p{color:#5f7289;line-height:1.65;padding-bottom:16px;margin:0}.refi2-disclaimer{background:#eef4f8;border-top:1px solid #d6e0e9;padding:24px 0}.refi2-disclaimer strong{display:block;margin-bottom:5px}.refi2-disclaimer p{font-size:12px;line-height:1.6;color:#62748a;margin:0}
@media(max-width:1080px){.refi2-hero-grid,.refi2-calc-grid,.refi2-legal-grid{grid-template-columns:1fr}.refi2-hero-grid{gap:30px}.refi2-proof{max-width:720px}.refi2-section-head{grid-template-columns:1fr}.refi2-check-grid,.refi2-method-grid{grid-template-columns:1fr 1fr}.refi2-advanced-grid{grid-template-columns:1fr 1fr}.refi2-result{position:static}.refi2-page .site-header .brand img{width:260px!important}}
@media(max-width:760px){.refi2-page .container{width:min(100% - 28px,1240px)}.refi2-hero{padding:32px 0 28px}.refi2-hero h1{font-size:47px}.refi2-lead{font-size:16px}.refi2-lanes{grid-template-columns:1fr}.refi2-gate{flex-direction:row}.refi2-gate i{height:2px;min-height:0;min-width:30px}.refi2-proof-result{grid-template-columns:1fr}.refi2-head{display:block}.refi2-head p{margin-top:12px}.refi2-fields,.refi2-result-stats,.refi2-data-grid,.refi2-check-grid,.refi2-method-grid,.refi2-related-grid,.refi2-faq-grid{grid-template-columns:1fr}.refi2-stat:nth-child(odd){border-right:0}.refi2-stat{border-bottom:1px solid #dbe5ef}.refi2-advanced-grid{grid-template-columns:1fr}.refi2-bench{overflow-x:auto}.refi2-bench table{min-width:680px}.refi2-section{padding:52px 0}.refi2-form,.refi2-result-main{padding:20px}.refi2-page .site-header .brand img{width:220px!important}.refi2-hand{display:none}}
@media(max-width:390px){.refi2-page .container{width:min(100% - 22px,1240px)}.refi2-hero h1{font-size:42px}.refi2-actions{display:grid}.refi2-btn{width:100%}.refi2-form{padding:16px}.refi2-proof{padding:18px}.refi2-proof-top{align-items:flex-start}.refi2-proof-top strong{font-size:21px}.refi2-page .site-header .brand img{width:196px!important}}

.refi2-route{display:grid;grid-template-columns:1.15fr .85fr;gap:34px;align-items:start}.refi2-route ol{list-style:none;margin:0;padding:0 0 0 15px;border-left:2px solid #cdd9e6}.refi2-route li{display:grid;grid-template-columns:48px 1fr;gap:14px;padding:0 0 26px 20px;position:relative}.refi2-route li:last-child{padding-bottom:0}.refi2-route li>b{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:#0b284d;color:#fff;font-size:12px;margin-left:-42px;box-shadow:0 0 0 7px #fff}.refi2-route li strong{font-size:18px}.refi2-route li p{color:#61738a;line-height:1.6;margin:6px 0 0}.refi2-route aside{border-radius:20px;background:#edf6ef;padding:28px;position:sticky;top:100px}.refi2-route aside h3{font-size:30px;letter-spacing:-.035em;margin:10px 0 12px}.refi2-route aside p{color:#536a5c;line-height:1.65}.refi2-route aside p:last-child{margin-bottom:0}@media(max-width:900px){.refi2-route{grid-template-columns:1fr}.refi2-route aside{position:static}}
/* hard render-safety for inline social SVGs */
.refi2-page .socials a{width:44px!important;height:44px!important;display:inline-grid!important;place-items:center!important}
.refi2-page .socials svg{width:20px!important;height:20px!important;display:block!important;max-width:20px!important;max-height:20px!important}
/* complete safe shell: page does not rely on another calculator's CSS */
.refi2-page .site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);border-bottom:1px solid #e5ecef;backdrop-filter:blur(12px)}
.refi2-page .header-inner{min-height:76px;display:flex;align-items:center;gap:20px}.refi2-page .brand{display:flex;align-items:center;min-width:0;text-decoration:none}.refi2-page .brand img{display:block;width:265px!important;max-width:100%;height:auto!important;max-height:48px}.refi2-page .nav{margin-left:auto;display:flex;align-items:center;gap:4px;font-size:.85rem;font-weight:850}.refi2-page .nav a{min-height:44px;display:flex;align-items:center;padding:10px 11px;border-radius:9px;text-decoration:none;color:#43586d}.refi2-page .nav a:hover{background:#f2f6f8;color:var(--navy)}.refi2-page .nav a[aria-current=page]{color:#1769aa}.refi2-page .nav-all{gap:8px;border:1px solid var(--line);background:#f8fbfc}.refi2-page .nav-all svg,.refi2-page .header-all-mobile svg{display:block;width:16px!important;height:16px!important;fill:none;stroke:currentColor;stroke-width:2}.refi2-page .header-cta{margin-left:6px;min-height:46px;display:inline-flex;align-items:center;padding:0 18px;border-radius:10px;background:var(--navy);color:#fff!important;text-decoration:none;font-weight:900}.refi2-page .header-all-mobile,.refi2-page .menu-btn,.refi2-page .mobile-nav{display:none}
.refi2-page .rv-brand-footer{position:relative;overflow:hidden;padding:46px 0 0;background:linear-gradient(145deg,#0b2c4f,#06182d 76%);color:#fff}.refi2-page .rv-footer-signature{display:flex;align-items:center;gap:10px;margin:0 0 30px;color:#8ea7ba;font-size:.68rem;font-weight:900;text-transform:uppercase;letter-spacing:.08em}.refi2-page .rv-footer-signature span:last-of-type{color:#8ee195}.refi2-page .rv-footer-signature i{color:#3a5870;font-style:normal}.refi2-page .footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:42px}.refi2-page .footer-logo img{display:block;width:255px!important;height:auto!important;max-width:100%}.refi2-page .footer-badge{display:inline-flex;margin-top:18px;padding:6px 8px;border:1px solid rgba(83,212,91,.34);border-radius:999px;color:#9be6a3;font-size:.63rem;font-weight:900}.refi2-page .footer-brand p{max-width:410px;margin-top:14px;color:#9fb1bf;font-size:.8rem;line-height:1.65}.refi2-page .footer-email{display:inline-flex;margin-top:12px;color:#d9e5ed;font-size:.77rem;font-weight:850}.refi2-page .socials{display:flex;gap:10px;margin-top:15px}.refi2-page .socials a{display:grid!important;place-items:center!important;width:44px!important;height:44px!important;border:1px solid rgba(255,255,255,.18);border-radius:10px;color:#dce7ee}.refi2-page .socials svg{display:block!important;width:20px!important;height:20px!important;max-width:20px!important;max-height:20px!important}.refi2-page .footer-col h3{margin:0 0 12px;color:#fff;font-size:.84rem}.refi2-page .footer-col a{display:block;padding:5px 0;color:#9fb1bf;font-size:.75rem;text-decoration:none}.refi2-page .footer-col a:hover{color:#fff}.refi2-page .footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:40px;padding:18px 0 22px;border-top:1px solid rgba(255,255,255,.1);color:#7f95a7;font-size:.67rem}.refi2-page .footer-bottom a{color:#a8bbc9}
@media(max-width:1080px){.refi2-page .nav,.refi2-page .header-cta{display:none}.refi2-page .header-all-mobile{display:inline-flex;align-items:center;gap:8px;min-height:42px;margin-left:auto;padding:0 12px;border:1px solid var(--line);border-radius:10px;text-decoration:none;color:var(--navy);font-size:.72rem;font-weight:900}.refi2-page .menu-btn{display:flex;width:42px;height:42px;padding:0 11px;border:1px solid var(--line);border-radius:10px;background:#fff;align-items:center;justify-content:center;flex-direction:column;gap:4px}.refi2-page .menu-btn span{display:block;width:100%;height:2px;background:var(--navy);border-radius:9px}.refi2-page .mobile-nav{position:absolute;left:0;right:0;top:76px;padding:14px 18px 20px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 18px 50px rgba(7,26,51,.1)}.refi2-page .mobile-nav.is-open{display:grid;gap:5px}.refi2-page .mobile-nav a{min-height:44px;display:flex;align-items:center;padding:0 12px;border-radius:8px;color:#41586d;font-weight:850;text-decoration:none}.refi2-page .mobile-cta{background:var(--navy);color:#fff!important}}
@media(max-width:760px){.refi2-page .footer-grid{grid-template-columns:1fr 1fr}.refi2-page .footer-brand{grid-column:1/-1}}
@media(max-width:520px){.refi2-page .header-inner{min-height:68px;gap:7px}.refi2-page .brand img{width:185px!important;max-height:38px}.refi2-page .header-all-mobile{width:42px;min-width:42px;padding:0;justify-content:center}.refi2-page .header-all-mobile span{display:none}.refi2-page .mobile-nav{top:68px}.refi2-page .footer-grid{grid-template-columns:1fr}.refi2-page .footer-brand{grid-column:auto}.refi2-page .footer-bottom{flex-direction:column}.refi2-page .rv-footer-signature{flex-wrap:wrap;row-gap:6px}}

/* RV46 recalibration rebuild */
.refi2-hero{background:
radial-gradient(circle at 88% 18%, rgba(82,214,94,.18), transparent 24%),
radial-gradient(circle at 72% 30%, rgba(75,130,234,.16), transparent 28%),
linear-gradient(180deg,#fbfdff 0%,#f4f8fd 100%)}
.refi2-hero-ribbon{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:22px;max-width:860px}.refi2-ribbon-card{border:1px solid #d7e2ee;background:rgba(255,255,255,.82);backdrop-filter:blur(8px);border-radius:16px;padding:16px 16px 14px;box-shadow:0 10px 26px rgba(12,38,68,.06)}.refi2-ribbon-card small{display:block;font-size:11px;text-transform:uppercase;letter-spacing:.08em;font-weight:900;color:#5d728b}.refi2-ribbon-card strong{display:block;font-size:22px;letter-spacing:-.04em;margin:8px 0 5px}.refi2-ribbon-card span{display:block;font-size:12px;line-height:1.5;color:#5f7289}
.refi2-proof{background:linear-gradient(180deg,#ffffff 0%,#f8fbff 100%)}.refi2-proof-metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:0 0 14px}.refi2-proof-metrics article{border:1px solid #d9e3ee;background:#fff;border-radius:14px;padding:14px}.refi2-proof-metrics small{display:block;font-size:11px;font-weight:900;color:#60748f;text-transform:uppercase;letter-spacing:.06em;margin-bottom:6px}.refi2-proof-metrics strong{font-size:20px;letter-spacing:-.03em}.refi2-proof-result{margin-top:4px}
.refi2-result{box-shadow:0 14px 36px rgba(18,51,87,.07)}.refi2-adv-breakdown{padding:20px;background:#f8fbfd;border-top:1px solid #dbe5ef;border-bottom:1px solid #dbe5ef}.refi2-breakdown-head{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:16px}.refi2-breakdown-head strong{display:block;font-size:16px}.refi2-breakdown-head p{margin:6px 0 0;color:#61748c;font-size:13px;line-height:1.55;max-width:420px}.refi2-breakdown-head span{font-size:11px;text-transform:uppercase;letter-spacing:.08em;font-weight:900;color:#6b7e95}.refi2-breakdown-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.refi2-break-card{border-radius:16px;padding:16px;border:1px solid #d9e3ee;background:#fff}.refi2-break-card small{display:block;font-size:11px;text-transform:uppercase;letter-spacing:.06em;font-weight:900;color:#647790;margin-bottom:7px}.refi2-break-card strong{display:block;font-size:20px;letter-spacing:-.03em;margin-bottom:12px}.refi2-break-card--good strong{color:#1358a8}.refi2-break-card--good2 strong{color:#248046}.refi2-break-card--cost strong{color:#9b4a12}.refi2-break-bar{height:10px;background:#e5edf5;border-radius:999px;overflow:hidden}.refi2-break-bar i{display:block;height:100%;border-radius:inherit;width:40%}.refi2-break-card--good i{background:linear-gradient(90deg,#4b82ea,#69a2ff)}.refi2-break-card--good2 i{background:linear-gradient(90deg,#27923a,#52d65e)}.refi2-break-card--cost i{background:linear-gradient(90deg,#ffb454,#ff944d)}
.refi2-benchmark-lab{position:relative;overflow:hidden}.refi2-benchmark-lab:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 84% 8%, rgba(91,224,106,.1), transparent 24%),radial-gradient(circle at 12% 86%, rgba(75,130,234,.1), transparent 22%);pointer-events:none}.refi2-benchmark-lab .container{position:relative}.refi2-context-strip{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:22px}.refi2-context-card{border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.06);border-radius:18px;padding:22px}.refi2-context-card span{font-size:12px;font-weight:900;color:#96b7d4}.refi2-context-card strong{display:block;font-size:40px;letter-spacing:-.04em;margin:10px 0 7px}.refi2-context-card p{color:#d2deec;line-height:1.65;margin-bottom:14px}.refi2-context-card a{color:#8fe796;font-weight:800}.refi2-bm-spotlights{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:10px 0 24px}.refi2-bm-card{background:#fff;color:#0c2241;border-radius:22px;padding:22px;border:1px solid rgba(255,255,255,.12);box-shadow:0 18px 40px rgba(4,12,22,.12)}.refi2-bm-card--focus{transform:translateY(-8px);background:linear-gradient(180deg,#ffffff 0%,#f1f7ff 100%);border-color:#87b5ff}.refi2-bm-top{display:flex;justify-content:space-between;gap:12px;align-items:center;margin-bottom:16px}.refi2-bm-top span{font-size:11px;text-transform:uppercase;letter-spacing:.08em;font-weight:900;color:#5c718a}.refi2-bm-top b{font-size:13px;padding:7px 10px;border-radius:999px;background:#eff4fa;color:#16375e}.refi2-bm-card strong{display:block;font-size:38px;letter-spacing:-.05em;margin-bottom:8px}.refi2-bm-card p{color:#596d84;line-height:1.6;margin-bottom:12px}.refi2-bm-card ul{padding-left:18px;margin:0;color:#38506e;display:grid;gap:6px}.refi2-bm-matrix-wrap{border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.06);border-radius:22px;overflow:hidden}.refi2-bm-matrix-head{padding:22px;display:flex;justify-content:space-between;gap:18px;align-items:start;border-bottom:1px solid rgba(255,255,255,.1)}.refi2-bm-matrix-head strong{display:block;color:#fff;font-size:18px}.refi2-bm-matrix-head p{margin:8px 0 0;color:#d5e1ed;line-height:1.55;max-width:700px}.refi2-bm-matrix-head a{white-space:nowrap;align-self:center;color:#8fe796;font-weight:800}.refi2-bm-table{overflow:auto}.refi2-bm-table table{width:100%;border-collapse:collapse}.refi2-bm-table th,.refi2-bm-table td{padding:15px 18px;border-top:1px solid rgba(255,255,255,.08);text-align:left}.refi2-bm-table thead th{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:#9bb6ca;border-top:0}.refi2-bm-table tbody th{white-space:nowrap;color:#fff;font-size:14px}.refi2-bm-table td{color:#dfe8f1;font-weight:800}.refi2-bm-insights{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:20px}.refi2-bm-insights article{padding:18px 20px;border-radius:18px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12)}.refi2-bm-insights strong{display:block;color:#fff;margin-bottom:8px}.refi2-bm-insights p{margin:0;color:#d6e1ec;line-height:1.6}
@media(max-width:1100px){.refi2-hero-ribbon,.refi2-bm-spotlights,.refi2-bm-insights,.refi2-breakdown-grid{grid-template-columns:1fr}.refi2-context-strip{grid-template-columns:1fr}.refi2-bm-card--focus{transform:none}.refi2-proof-metrics{grid-template-columns:1fr 1fr 1fr}}
@media(max-width:900px){.refi2-proof-metrics{grid-template-columns:1fr}.refi2-breakdown-head,.refi2-bm-matrix-head{display:block}.refi2-bm-matrix-head a{display:inline-block;margin-top:14px}}
@media(max-width:760px){.refi2-hero-ribbon{grid-template-columns:1fr}.refi2-proof{padding:20px}.refi2-proof-top strong{font-size:22px}.refi2-break-card strong,.refi2-proof-metrics strong{font-size:18px}.refi2-bm-card strong{font-size:32px}}

/* Legal section rhythm fix: light contrast after dark benchmark lab */
.refi2-section--legal-light{background:linear-gradient(180deg,#f7f9fc 0%,#fff 100%);color:var(--ink);border-top:1px solid #e0e7ef;border-bottom:1px solid #e0e7ef}
.refi2-section--legal-light .refi2-section-head h2{color:var(--ink)}
.refi2-section--legal-light .refi2-section-head p{color:#5f7188}
.refi2-section--legal-light .refi2-micro{color:#168a35}
.refi2-section--legal-light .refi2-legal-note{border:1px solid #d4e0ec;box-shadow:0 16px 38px rgba(19,50,84,.07)}
.refi2-section--legal-light .refi2-legal-list{background:#edf4fa;border:1px solid #d7e2ee;border-radius:20px;padding:8px 22px}
.refi2-section--legal-light .refi2-legal-item{border-top:1px solid #cdd9e6;padding:18px 0}
.refi2-section--legal-light .refi2-legal-item:first-child{border-top:0}
.refi2-section--legal-light .refi2-legal-item b{background:#52d65e;color:#082348}
.refi2-section--legal-light .refi2-legal-item strong{color:var(--ink)}
.refi2-section--legal-light .refi2-legal-item p{color:#566b84}

/* RV BLOCK1 FINANCE QA OVERRIDES 2026-09-07 START */
.refi2-field>small,#metodika .refi2-section-head>p,.refi2-disclaimer .container>p{color:#526579!important}
.refi2-micro,.refi2-check-card>b{color:#0f603b!important}
/* RV BLOCK1 FINANCE QA OVERRIDES 2026-09-07 END */