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.expense-section{padding-top:58px;padding-bottom:58px}.expense-soft{background:linear-gradient(180deg,rgba(236,244,248,.66),rgba(248,249,252,.82))}.content-shell{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:28px;align-items:start}.content-article{padding:35px;border:1px solid var(--ex-line);border-radius:31px;background:#fff;box-shadow:0 18px 46px rgba(9,38,70,.07)}.content-article h2{margin:0 0 18px;font-size:clamp(2rem,3.4vw,3.2rem)}.content-article h3{margin:34px 0 12px;font-size:1.64rem}.content-article p,.content-article li{color:#526b84;line-height:1.8}.content-article strong{color:#1b3f69}.formula-box{margin:22px 0;padding:18px;border-radius:20px;background:linear-gradient(135deg,#eef7ff,#eefaf6);border:1px solid #bad9e2;color:#214d75;font:700 .88rem/1.78 ui-monospace,SFMono-Regular,Menlo,monospace}.content-aside{position:sticky;top:18px;display:grid;gap:12px}.content-aside div{padding:17px;border:1px solid var(--ex-line);border-radius:20px;background:#fff;box-shadow:0 10px 30px rgba(10,39,70,.06)}.content-aside span,.content-aside small{display:block;color:#74869a;font-size:.74rem}.content-aside strong{display:block;margin:5px 0;color:#173f70}.guide-grid,.example-grid,.mistake-grid,.source-grid,.related-grid,.faq-grid{display:grid;gap:14px}.guide-grid{grid-template-columns:repeat(4,1fr)}.guide-grid article,.example-card,.mistake-grid article{padding:22px;border:1px solid var(--ex-line);border-radius:24px;background:#fff;box-shadow:0 14px 36px rgba(9,38,70,.06)}.guide-grid article>span,.example-card>span{display:grid;place-items:center;width:40px;height:40px;border-radius:13px;background:#153d72;color:#fff;font-weight:950}.guide-grid h3,.example-card h3,.mistake-grid h3{margin:12px 0 9px;font-size:1.26rem}.guide-grid p,.example-card p,.mistake-grid p{margin:0;color:#5a728a;line-height:1.68}.example-grid{grid-template-columns:repeat(3,1fr)}.mistake-grid{grid-template-columns:repeat(3,1fr)}.source-grid{grid-template-columns:repeat(4,1fr)}.source-grid a{padding:20px;border:1px solid var(--ex-line);border-radius:22px;background:#fff;box-shadow:0 12px 30px rgba(10,38,69,.06)}.source-grid span,.source-grid small{display:block;color:#71859a;font-size:.73rem}.source-grid strong{display:block;margin:6px 0;color:#153d70}.review-note{margin-top:14px;color:#647c92}.related-grid{grid-template-columns:repeat(5,1fr)}.related-card{padding:19px;border:1px solid var(--ex-line);border-radius:22px;background:#fff;box-shadow:0 12px 30px rgba(10,38,69,.06);transition:.18s ease}.related-card:hover{transform:translateY(-4px)}.related-card>span{display:grid;place-items:center;width:38px;height:38px;border-radius:12px;background:#eef6ff;color:#1956a0;font-weight:950}.related-card strong,.related-card small{display:block}.related-card strong{margin:10px 0 5px;color:var(--ex-ink)}.related-card small{color:#708399;line-height:1.45}.faq-grid{grid-template-columns:repeat(2,1fr)}.faq-grid details{border:1px solid var(--ex-line);border-radius:20px;background:#fff;overflow:hidden}.faq-grid summary{position:relative;cursor:pointer;list-style:none;padding:18px 54px 18px 19px;color:var(--ex-ink);font-weight:900}.faq-grid summary::-webkit-details-marker{display:none}.faq-grid summary::after{content:"+";position:absolute;right:16px;top:50%;transform:translateY(-50%);display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:#edf5fb;color:#195390}.faq-grid details[open] summary::after{content:"–"}.faq-grid p{margin:0;padding:0 19px 19px;color:#5a728a;line-height:1.65}.footer{margin-top:55px;padding:52px 0 22px;background:linear-gradient(145deg,#071630,#122850);color:#fff}.footer-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:28px}.footer img{display:block;width:190px;max-width:100%;height:auto;margin-bottom:14px}.footer p{margin:12px 0 0;color:rgba(255,255,255,.64);line-height:1.6}.footer h3{margin:0 0 12px;color:#fff;font-size:14px}.footer-links{display:grid;gap:8px}.footer-links a{display:block;color:rgba(255,255,255,.72);font-size:12px;font-weight:700;line-height:1.45}.footer-links a:hover{color:#fff}.footer-bottom{margin-top:30px;padding-top:18px;border-top:1px solid rgba(255,255,255,.12)}.footer-bottom p{margin:0;font-size:11px}
@media(max-width:1180px){.expense-hero-grid,.expense-work,.content-shell{grid-template-columns:1fr}.expense-visual{max-width:730px}.expense-result{position:relative;top:auto}.guide-grid{grid-template-columns:repeat(2,1fr)}.related-grid{grid-template-columns:repeat(3,1fr)}.source-grid{grid-template-columns:1fr 1fr}.content-aside{position:relative;top:auto;grid-template-columns:repeat(3,1fr)}.scenario-grid{grid-template-columns:repeat(3,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:760px){.expense-hero{padding:22px 0 20px}.breadcrumb{display:none}.expense-hero-grid{gap:22px}.expense-hero-copy h1{font-size:clamp(2.35rem,11vw,3.55rem)}.lead-desktop,.expense-visual,.expense-subnav{display:none}.lead-mobile{display:inline}.expense-hero-copy .lead{font-size:1rem;line-height:1.58}.hero-actions .btn-secondary{display:none}.expense-trust{display:grid;grid-template-columns:1fr 1fr}.expense-trust span{text-align:center;font-size:.71rem;padding:8px}.expense-work-shell{padding-top:24px}.expense-form,.expense-result{padding:18px;border-radius:25px}.form-top{display:block}.live-badge{margin-top:10px}.mode-switch{grid-template-columns:1fr}.mode-button{grid-template-columns:auto minmax(0,1fr);padding:14px}.mode-button em{grid-column:2;justify-self:start;align-self:center;margin-top:5px}.field-grid,.toggle-grid,.result-metrics,.advanced-stat-grid,.faq-grid,.source-grid,.example-grid,.mistake-grid,.content-aside,.guide-grid,.comparison-cards,.wizard-summary-strip,.mixed-revenue-summary{grid-template-columns:1fr}.wizard-steps{grid-template-columns:1fr}.wizard-step{grid-template-columns:auto 1fr}.scenario-grid{grid-template-columns:1fr 1fr}.related-grid{grid-template-columns:1fr 1fr}.result-decision{padding:20px}.result-decision-label{align-items:flex-start}.expense-section{padding-top:40px;padding-bottom:40px}.content-article{padding:22px;border-radius:24px}.content-article h3{font-size:1.4rem}.section-head h2{font-size:2rem}.form-actions{display:grid}.form-actions button{width:100%}.result-actions{display:grid}.result-top{display:block}.result-top>span{display:inline-flex;margin-top:6px}.field-wide{grid-column:auto}.wizard-panel{padding:18px}.wizard-nav{position:sticky;bottom:0;z-index:3}.footer-grid{grid-template-columns:1fr}.footer{padding-top:38px}.expense-gauge-row{grid-template-columns:74px 1fr 50px}}
@media(max-width:420px){.scenario-grid,.related-grid{grid-template-columns:1fr}.expense-form,.expense-result{padding:15px}.expense-hero-copy h1{font-size:2.26rem}.mode-button em{grid-column:2}.result-decision-label{display:block}.result-decision-label b{display:inline-flex;margin-top:8px}.wizard-head-top{display:block}.wizard-head span{display:block;margin-top:4px}.wizard-nav button{min-width:0;flex:1}.expense-gauge-row{grid-template-columns:1fr}.expense-gauge-row>b{text-align:left}.expense-gauge-track{grid-column:1/-1}}
@media print{.site-header,.expense-hero,.expense-subnav,.expense-form,.expense-section,.footer,.result-actions,.result-section:not(#rozpad){display:none!important}.expense-work-shell{padding:0}.expense-work{display:block;padding:0}.expense-result{position:static;border:0;box-shadow:none}.advanced-result-panel[hidden]{display:block!important}body{background:#fff}}