:root{
  --mort-ink:#112b42;
  --mort-navy:#183f59;
  --mort-blue:#2f6fb0;
  --mort-cyan:#4aa9c7;
  --mort-green:#2b8b6d;
  --mort-sand:#f3ead9;
  --mort-orange:#e48b43;
  --mort-red:#bd565c;
  --mort-bg:#f4f7f8;
  --mort-card:#fff;
  --mort-line:#d9e4e8;
  --mort-muted:#5f7481;
  --mort-shadow:0 22px 60px rgba(17,43,66,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body.rv-mortgage-v4{margin:0;background:var(--mort-bg);color:var(--mort-ink);font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
.rv-mortgage-v4 a{color:inherit}
.rv-mortgage-v4 .container{width:min(1180px,calc(100% - 36px));margin-inline:auto}
.rv-mortgage-v4 .site-header{background:rgba(255,255,255,.96);border-bottom:1px solid rgba(17,43,66,.08)}
.rv-mortgage-v4 .header-inner{min-height:72px;display:flex;align-items:center;gap:28px}
.rv-mortgage-v4 .brand-logo{display:flex;align-items:center;flex:0 0 auto}
.rv-mortgage-v4 .brand-logo-img{display:block;max-width:190px;height:auto}
.rv-mortgage-v4 .main-nav{display:flex;gap:22px;margin-left:auto}
.rv-mortgage-v4 .main-nav a{text-decoration:none;color:#4b6474;font-size:.9rem;font-weight:760}
.rv-mortgage-v4 .main-nav a:hover,.rv-mortgage-v4 .main-nav a[aria-current="page"]{color:var(--mort-ink)}
.mort-header-cta,.mort-btn-primary,.mort-btn-secondary,.mort-icon-action{display:inline-flex;align-items:center;justify-content:center;min-height:46px;border-radius:14px;border:1px solid transparent;padding:0 18px;text-decoration:none;font:inherit;font-weight:850;cursor:pointer;transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s ease,border-color .18s ease}
.mort-header-cta,.mort-btn-primary{background:var(--mort-ink);color:#fff;box-shadow:0 10px 24px rgba(17,43,66,.16)}
.mort-header-cta:hover,.mort-btn-primary:hover{transform:translateY(-1px);background:#0c2234;box-shadow:0 14px 30px rgba(17,43,66,.2)}
.mort-btn-secondary,.mort-icon-action{background:#fff;color:var(--mort-ink);border-color:#d5e1e6}
.mort-btn-secondary:hover,.mort-icon-action:hover{transform:translateY(-1px);background:#f4f8f9;border-color:#b9cbd3}
.mort-header-cta{min-height:42px;padding-inline:16px;font-size:.85rem}
.skip-link{position:absolute;left:-9999px;top:8px;z-index:99;padding:10px 14px;background:#fff;border-radius:10px}.skip-link:focus{left:8px}
.mort-hero{position:relative;overflow:hidden;padding:58px 0 66px;background:linear-gradient(135deg,#eef8f5 0%,#f7f0e3 48%,#edf4f8 100%)}
.mort-hero:before,.mort-hero:after{content:"";position:absolute;border-radius:999px;pointer-events:none}
.mort-hero:before{width:440px;height:440px;right:-130px;top:-210px;background:rgba(85,183,177,.14)}
.mort-hero:after{width:330px;height:330px;left:-170px;bottom:-170px;background:rgba(228,139,67,.11)}
.mort-hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(360px,.95fr);gap:52px;align-items:center}
.breadcrumb{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-bottom:18px;color:#667d89;font-size:.78rem}.breadcrumb a{text-decoration:none}.breadcrumb strong{color:#334f60}
.mort-eyebrow{margin:0 0 8px;text-transform:uppercase;letter-spacing:.13em;font-size:.75rem;font-weight:900;color:var(--mort-blue)}
.mort-hero-copy h1{max-width:760px;margin:12px 0 18px;font-size:clamp(2.55rem,4.7vw,4.8rem);line-height:.98;letter-spacing:-.055em}
.mort-lead{max-width:750px;margin:0;color:#425e6d;font-size:1.12rem;line-height:1.75}
.mort-hero-actions{display:flex;flex-wrap:wrap;gap:11px;margin-top:27px}
.mort-trust{display:flex;flex-wrap:wrap;gap:9px;margin-top:22px}.mort-trust span{display:inline-flex;align-items:center;gap:7px;padding:9px 12px;border-radius:999px;background:rgba(255,255,255,.74);border:1px solid rgba(17,43,66,.1);color:#3f5a69;font-size:.82rem;font-weight:760}.mort-trust span:before{content:"✓";color:var(--mort-green);font-weight:900}
.mort-hero-visual{min-width:0}
.mort-limit-card{position:relative;padding:28px;border-radius:32px;background:linear-gradient(150deg,#173c56,#0d2437);color:#fff;box-shadow:0 34px 80px rgba(17,43,66,.25);overflow:hidden}
.mort-limit-card:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 90% 0%,rgba(85,183,177,.31),transparent 35%),linear-gradient(120deg,transparent 55%,rgba(255,255,255,.04));pointer-events:none}
.mort-limit-card>*{position:relative;z-index:1}
.mort-limit-head span,.mort-limit-head strong{display:block}.mort-limit-head span{color:#bed2db;font-size:.84rem;font-weight:760}.mort-limit-head strong{margin-top:5px;font-size:clamp(2.2rem,4vw,3.6rem);letter-spacing:-.05em}
.mort-dual-limits{display:grid;gap:12px;margin:24px 0}.mort-dual-limits>div{padding:14px 15px;border-radius:17px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.1)}.mort-dual-limits span,.mort-dual-limits b{display:block}.mort-dual-limits span{color:#bdd0d9;font-size:.76rem}.mort-dual-limits b{margin:5px 0 9px;font-size:1rem}.mort-dual-limits i{display:block;height:6px;background:rgba(255,255,255,.12);border-radius:999px;overflow:hidden}.mort-dual-limits em{display:block;height:100%;width:0;border-radius:inherit;background:var(--mort-cyan)}.mort-dual-limits>div:nth-child(2) em{background:#efb06b}
.mort-limit-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.mort-limit-grid>div{padding:13px;border-radius:15px;background:rgba(255,255,255,.07)}.mort-limit-grid span,.mort-limit-grid b{display:block}.mort-limit-grid span{color:#b8cbd5;font-size:.7rem}.mort-limit-grid b{margin-top:4px;font-size:.9rem}
.mort-hero-note{margin-top:18px;padding:13px 14px;border-radius:14px;background:rgba(244,233,216,.13);border:1px solid rgba(244,233,216,.18);color:#e8f0f3;font-size:.78rem;line-height:1.55}
.mort-subnav{position:relative!important;top:auto!important;z-index:2;padding:18px 0 0;background:transparent;border:0;box-shadow:none}
.mort-subnav-scroll{display:flex;align-items:center;justify-content:center;gap:8px;width:fit-content;max-width:100%;margin:0 auto;padding:8px 10px;overflow-x:auto;scrollbar-width:none;background:rgba(255,255,255,.95);border:1px solid #d7e2e7;border-radius:999px;box-shadow:0 16px 36px rgba(17,43,66,.08)}
.mort-subnav-scroll::-webkit-scrollbar{display:none}.mort-subnav a{white-space:nowrap;padding:10px 14px;border-radius:999px;text-decoration:none;color:#486373;font-size:.84rem;font-weight:800}.mort-subnav a:hover{background:#edf6f5;color:var(--mort-ink)}
.mort-work-shell{padding:54px 0 78px;background:linear-gradient(180deg,#edf3f5 0%,#f7f9fa 100%)}
.mort-work-grid{display:grid;grid-template-columns:minmax(0,1.16fr) minmax(350px,.84fr);gap:28px;align-items:start}
.mort-input-card,.mort-result-card{background:#fff;border:1px solid rgba(17,43,66,.09);border-radius:28px;box-shadow:var(--mort-shadow)}
.mort-input-card{padding:30px}.mort-result-card{position:sticky;top:22px;padding:26px}
.mort-form-top{display:flex;align-items:flex-start;justify-content:space-between;gap:24px;margin-bottom:24px}.mort-form-top h2,.mort-result-card h2{margin:0 0 8px;font-size:clamp(1.55rem,2.6vw,2.15rem);letter-spacing:-.035em}.mort-form-top p{max-width:680px;margin:0;color:var(--mort-muted);line-height:1.65}
.mort-mode-switch{display:inline-flex;flex:0 0 auto;padding:5px;border-radius:15px;background:#eaf0f2;border:1px solid #d9e3e8}.mort-mode-btn{border:0;background:transparent;color:#597080;padding:10px 15px;border-radius:11px;font:inherit;font-weight:850;cursor:pointer}.mort-mode-btn.is-active{background:#fff;color:var(--mort-ink);box-shadow:0 4px 14px rgba(17,43,66,.1)}
.mort-mode-panel{display:none}.mort-mode-panel.is-active{display:block}
.mort-presets{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:20px}.mort-presets button{appearance:none;text-align:left;padding:14px 15px;border:1px solid #dce6ea;border-radius:16px;background:#f9fbfb;color:var(--mort-ink);font:inherit;font-weight:850;cursor:pointer}.mort-presets button:hover{transform:translateY(-2px);border-color:#8cc9c5;background:#f1fbf8}.mort-presets small{display:block;margin-top:3px;color:var(--mort-muted);font-weight:600}
.mort-tip{display:flex;align-items:flex-start;gap:13px;margin:0 0 22px;padding:15px 17px;border-radius:17px;background:#eef8f6;border:1px solid #d4ece6;color:#425e67;line-height:1.55}.mort-tip span{display:grid;place-items:center;flex:0 0 28px;width:28px;height:28px;border-radius:9px;background:var(--mort-cyan);color:#fff;font-weight:900}.mort-tip p{margin:1px 0 0}
.mort-form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px}.mort-field{display:block}.mort-field>span{display:block;margin-bottom:7px;color:#274657;font-size:.87rem;font-weight:820}.mort-field>small{display:block;margin-top:6px;color:#738591;font-size:.75rem;line-height:1.45}.mort-input-shell{display:flex;align-items:center;min-height:52px;border:1px solid #ccdae0;border-radius:14px;background:#fff;overflow:hidden}.mort-input-shell:focus-within{border-color:var(--mort-cyan);box-shadow:0 0 0 4px rgba(85,183,177,.14)}.mort-input-shell input,.mort-input-shell select{min-width:0;width:100%;height:50px;border:0;background:transparent;padding:0 13px;color:var(--mort-ink);font:inherit;font-weight:760;outline:0}.mort-input-shell em{flex:0 0 auto;padding:0 13px;color:#71838e;font-size:.77rem;font-style:normal;font-weight:760}
.mort-progress{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-bottom:25px}.mort-step{position:relative;min-height:68px;padding:13px 9px 12px 45px;border:1px solid #dce6ea;border-radius:16px;background:#f8fafb;color:#67808e;text-align:left;font:inherit;cursor:pointer}.mort-step>span{position:absolute;left:11px;top:13px;display:grid;place-items:center;width:27px;height:27px;border-radius:9px;background:#dfe9ed;color:#55717f;font-weight:900}.mort-step b,.mort-step small{display:block}.mort-step b{color:#355465;font-size:.85rem}.mort-step small{margin-top:3px;font-size:.66rem}.mort-step.is-active{background:#edf8f5;border-color:#a9dcd4}.mort-step.is-active>span{background:var(--mort-cyan);color:#fff}.mort-step.is-done>span{background:var(--mort-blue);color:#fff}
.mort-stage{display:none;min-height:390px}.mort-stage.is-active{display:block}.mort-stage-head{display:flex;gap:14px;align-items:flex-start;margin-bottom:20px;padding-bottom:17px;border-bottom:1px solid #e1eaed}.mort-stage-head>span{font-size:2rem;font-weight:900;color:#b4c9d1;line-height:1}.mort-stage-head h3{margin:0 0 5px;font-size:1.35rem;letter-spacing:-.025em}.mort-stage-head p{margin:0;color:var(--mort-muted);line-height:1.55}.mort-stage-note{margin-top:20px;padding:15px 17px;border-radius:16px;background:#f5f0e5;border:1px solid #eadbbc;color:#64543f;font-size:.84rem;line-height:1.55}
.mort-pro-nav{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:25px;padding-top:18px;border-top:1px solid #e0e9ed}.mort-pro-nav span{color:#6c7f89;font-size:.84rem;font-weight:760}.mort-form-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.mort-result-head{display:flex;align-items:flex-start;justify-content:space-between;gap:14px}.mort-icon-action{min-height:40px;padding-inline:12px;font-size:.78rem}.mort-main-result{margin:20px 0 17px;padding:24px;border-radius:22px;background:linear-gradient(145deg,#14364f,#0d2436);color:#fff;box-shadow:0 18px 40px rgba(17,43,66,.18)}.mort-main-result span,.mort-main-result small{display:block}.mort-main-result span{color:#b9ccd6;font-size:.82rem;font-weight:760}.mort-main-result strong{display:block;margin:5px 0 7px;font-size:clamp(2rem,4vw,3.2rem);letter-spacing:-.05em}.mort-main-result small{color:#8ee0ce;font-weight:800}
.mort-result-kpis{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.mort-result-kpis>div{padding:14px;border:1px solid #dce6ea;border-radius:16px;background:#f8fafb}.mort-result-kpis span,.mort-result-kpis strong{display:block}.mort-result-kpis span{color:#6c7f8a;font-size:.73rem}.mort-result-kpis strong{margin-top:4px;font-size:1rem}
.mort-constraint{margin-top:14px;padding:16px;border-radius:17px;background:#edf7f5;border:1px solid #d2ebe5}.mort-constraint span,.mort-constraint strong{display:block}.mort-constraint span{color:#678078;font-size:.72rem}.mort-constraint strong{margin-top:4px;color:#145f51;font-size:1.14rem}.mort-constraint p{margin:6px 0 0;color:#527068;font-size:.8rem;line-height:1.5}
.mort-limit-compare{display:grid;gap:12px;margin-top:15px}.mort-limit-compare>div{display:grid;grid-template-columns:1fr auto;gap:7px;align-items:center}.mort-limit-compare span{color:#617783;font-size:.76rem}.mort-limit-compare strong{font-size:.83rem}.mort-limit-compare i{grid-column:1/-1;display:block;height:6px;border-radius:999px;background:#dce7eb;overflow:hidden}.mort-limit-compare b{display:block;width:0;height:100%;border-radius:inherit;background:var(--mort-cyan)}.mort-limit-compare>div:nth-child(2) b{background:var(--mort-orange)}
.mort-info-list{margin-top:15px;border-top:1px solid #e2eaed}.mort-info-list>div{display:flex;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px solid #e8eef0}.mort-info-list span{color:#637985;font-size:.77rem}.mort-info-list strong{text-align:right;font-size:.8rem}
.mort-result-message{margin-top:15px;padding:14px 15px;border-left:4px solid var(--mort-cyan);border-radius:4px 14px 14px 4px;background:#edf7f5;color:#46636e;font-size:.82rem;line-height:1.55}.mort-result-actions{display:flex;gap:8px;margin-top:15px}.mort-result-actions>*{flex:1;text-align:center;font-size:.78rem}.mort-disclaimer{margin:13px 0 0;color:#7c8b94;font-size:.69rem;line-height:1.5}
.mort-stress,.mort-method-grid,.mort-verification,.mort-examples,.mort-editorial,.mort-mistakes,.related-tools,.faq-section{padding-top:78px}.mort-section-heading{max-width:840px;margin-bottom:27px}.mort-section-heading h2{margin:0 0 10px;font-size:clamp(1.85rem,3.4vw,3rem);line-height:1.08;letter-spacing:-.045em}.mort-section-heading p:last-child{margin:0;color:var(--mort-muted);line-height:1.72}
.mort-stress-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.mort-stress-grid article{padding:21px;border:1px solid #dce5e9;border-radius:20px;background:#fff;box-shadow:0 12px 30px rgba(17,43,66,.06)}.mort-stress-grid span,.mort-stress-grid strong{display:block}.mort-stress-grid span{color:#6c7e89;font-size:.78rem;font-weight:760}.mort-stress-grid strong{margin:9px 0 8px;color:var(--mort-red);font-size:1.35rem}.mort-stress-grid p{margin:0;color:#71828c;font-size:.79rem;line-height:1.5}.mort-stress-grid .mort-stress-combined{background:#132f45;border-color:#132f45}.mort-stress-combined span,.mort-stress-combined p{color:#bcd0da}.mort-stress-combined strong{color:#ffd0a4}.mort-target-check{display:flex;align-items:center;justify-content:space-between;gap:28px;margin-top:18px;padding:25px 28px;border-radius:22px;background:linear-gradient(110deg,#e4f5f0,#f5efe3);border:1px solid #d5e7e3}.mort-target-check h3{margin:0 0 6px;font-size:1.28rem}.mort-target-check p{margin:0;color:#5e737e}.mort-target-check>strong{flex:0 0 auto;font-size:1.7rem}
.mort-method-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:18px}.mort-method-card{padding:26px;border-radius:22px;background:#fff;border:1px solid #dce6ea;box-shadow:0 10px 28px rgba(17,43,66,.05)}.mort-method-main{grid-row:span 3}.mort-method-card h2{margin:0 0 13px;font-size:1.7rem;letter-spacing:-.035em}.mort-method-card h3{margin:25px 0 8px;color:#183e57}.mort-method-card p{color:#536b78;line-height:1.74}.mort-formula{margin:17px 0;padding:16px;border-radius:15px;background:#112b3e;color:#d9f2ed;overflow-x:auto}.mort-formula code{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:.82rem;white-space:normal}
.mort-verification-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.mort-verification-grid article{padding:22px;border-radius:20px;background:#fff;border:1px solid #dce5e9}.mort-verification-grid span{display:grid;place-items:center;width:36px;height:36px;border-radius:12px;background:#dff3ee;color:#146858;font-weight:900}.mort-verification-grid h3{margin:16px 0 8px}.mort-verification-grid p{margin:0;color:#5d727e;font-size:.83rem;line-height:1.65}.mort-test-table{margin-top:18px;overflow-x:auto;border:1px solid #dbe5e9;border-radius:20px;background:#fff}.mort-test-table table{width:100%;border-collapse:collapse;min-width:760px}.mort-test-table th,.mort-test-table td{padding:14px 16px;border-bottom:1px solid #e6edef;text-align:left}.mort-test-table th{background:#f0f5f6;color:#536b79;font-size:.77rem}.mort-test-table td{font-size:.82rem}.mort-test-table td:last-child{font-weight:850;color:var(--mort-green)}.mort-test-table tr:last-child td{border-bottom:0}.mort-sources{display:grid;gap:8px;margin-top:18px;padding:23px;border-radius:20px;background:#eef5f8;border:1px solid #d8e6ec}.mort-sources h3{margin:0 0 7px}.mort-sources a{color:#176786;font-size:.82rem;line-height:1.45;text-decoration:underline;text-decoration-color:#9fc7d3;text-underline-offset:3px}
.mort-example-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.mort-example-grid article{padding:25px 23px;border-radius:22px;background:#fff;border:1px solid #dce5e9}.mort-example-grid span{display:grid;place-items:center;width:36px;height:36px;border-radius:12px;background:#dff3ee;color:#146858;font-weight:900}.mort-example-grid h3{margin:16px 0 8px}.mort-example-grid p{margin:0;color:#5d727e;line-height:1.68}
.mort-editorial{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:30px;align-items:start}.mort-editorial-main{padding:34px;border-radius:24px;background:#fff;border:1px solid #dce5e9}.mort-editorial-main h2{margin:0 0 18px;font-size:clamp(1.8rem,3vw,2.7rem);letter-spacing:-.04em}.mort-editorial-main h3{margin:29px 0 8px;font-size:1.24rem;color:#183d55}.mort-editorial-main p{color:#506a78;line-height:1.82}.mort-editorial-side{display:grid;gap:15px;position:sticky;top:22px}.mort-checklist,.mort-warning,.mort-source-card{padding:22px;border-radius:20px;background:#fff;border:1px solid #dce5e9}.mort-checklist h3,.mort-source-card h3{margin:0 0 14px}.mort-checklist ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}.mort-checklist li{position:relative;padding-left:25px;color:#536d7a;font-size:.84rem;line-height:1.45}.mort-checklist li:before{content:"✓";position:absolute;left:0;color:#16806f;font-weight:900}.mort-warning{background:#f8eee5;border-color:#edd5bf}.mort-warning strong{color:#8c4c24}.mort-warning p{margin:7px 0 0;color:#755c4b;line-height:1.55}.mort-source-card{display:grid;gap:8px}.mort-source-card h3{margin-bottom:5px}.mort-source-card a{color:#176786;font-size:.8rem;text-decoration:underline;text-underline-offset:3px}
.mort-mistakes-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.mort-mistakes-grid article{padding:21px;border-radius:19px;background:#fff;border:1px solid #dce5e9}.mort-mistakes-grid span{color:#a8bdc6;font-weight:900}.mort-mistakes-grid h3{margin:8px 0}.mort-mistakes-grid p{margin:0;color:#607582;line-height:1.6;font-size:.84rem}
.rv-mortgage-v4 .related-tools{padding-bottom:0}.rv-mortgage-v4 .related-tools>h2,.rv-mortgage-v4 .faq-section>h2{max-width:820px;margin:0 0 24px;font-size:clamp(1.75rem,3vw,2.7rem);letter-spacing:-.04em}.rv-mortgage-v4 .related-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.rv-mortgage-v4 .related-card{display:block;padding:20px;border-radius:19px;background:#fff;border:1px solid #dce5e9;text-decoration:none}.rv-mortgage-v4 .related-card strong,.rv-mortgage-v4 .related-card span{display:block}.rv-mortgage-v4 .related-card strong{margin-bottom:7px}.rv-mortgage-v4 .related-card span{color:#627783;font-size:.82rem;line-height:1.55}.rv-mortgage-v4 .related-card:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(17,43,66,.08)}
.rv-mortgage-v4 .faq-section{padding-bottom:82px}.rv-mortgage-v4 .faq-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.rv-mortgage-v4 .faq-grid details{min-width:0;border:1px solid #d9e4e8;border-radius:18px;background:#fff;box-shadow:0 10px 26px rgba(17,43,66,.05);overflow:hidden}.rv-mortgage-v4 .faq-grid summary{position:relative;display:flex;align-items:center;min-height:58px;padding:16px 52px 16px 18px;cursor:pointer;list-style:none;color:#18384d;font-size:.9rem;font-weight:850;line-height:1.35}.rv-mortgage-v4 .faq-grid summary::-webkit-details-marker{display:none}.rv-mortgage-v4 .faq-grid summary:after{content:"+";position:absolute;right:16px;top:50%;transform:translateY(-50%);display:grid;place-items:center;width:29px;height:29px;border-radius:10px;background:#e5f4f1;color:#137565;font-size:1.05rem;font-weight:900}.rv-mortgage-v4 .faq-grid details[open] summary:after{content:"–"}.rv-mortgage-v4 .faq-grid details[open] summary{background:#f8fbfb}.rv-mortgage-v4 .faq-grid details>p{margin:0;padding:0 18px 18px;color:#5a707c;font-size:.84rem;line-height:1.65}
.rv-mortgage-v4 .footer{margin-top:76px;padding:50px 0 0;color:#d2e0e8;background:radial-gradient(circle at 10% 0%,rgba(85,183,177,.18),transparent 31%),linear-gradient(145deg,#102b3f,#071727 72%)}.rv-mortgage-v4 .footer-grid{display:grid;grid-template-columns:1.35fr repeat(3,minmax(0,1fr));gap:38px}.rv-mortgage-v4 .footer-grid>div{min-width:0}.rv-mortgage-v4 .footer img{display:block;width:190px;max-width:100%;height:auto;margin-bottom:15px}.rv-mortgage-v4 .footer p{margin:0;max-width:390px;color:rgba(228,239,245,.72);line-height:1.65}.rv-mortgage-v4 .footer h3{margin:0 0 13px;color:#fff;font-size:.92rem}.rv-mortgage-v4 .footer-links{display:grid;gap:9px}.rv-mortgage-v4 .footer-links a{color:#d9e6ec;text-decoration:none;font-size:.82rem}.rv-mortgage-v4 .footer-links a:hover{color:#fff}.rv-mortgage-v4 .footer-bottom{margin-top:34px;padding:20px 0;border-top:1px solid rgba(255,255,255,.11)}.rv-mortgage-v4 .footer-bottom p{max-width:none;font-size:.75rem}
@media (max-width:1100px){
  .mort-hero-grid{grid-template-columns:1fr .82fr;gap:30px}.mort-work-grid{grid-template-columns:1fr}.mort-result-card{position:relative;top:auto}.mort-stress-grid{grid-template-columns:repeat(2,1fr)}.mort-verification-grid{grid-template-columns:repeat(2,1fr)}.mort-editorial{grid-template-columns:1fr}.mort-editorial-side{position:relative;top:auto;grid-template-columns:repeat(3,1fr)}.rv-mortgage-v4 .related-grid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:820px){
  .rv-mortgage-v4 .main-nav,.mort-header-cta{display:none}.mort-hero{padding:38px 0 44px}.mort-hero-grid{grid-template-columns:1fr}.mort-form-top{display:block}.mort-mode-switch{margin-top:18px}.mort-form-grid{grid-template-columns:1fr}.mort-progress{grid-template-columns:repeat(2,1fr)}.mort-stage{min-height:0}.mort-method-grid{grid-template-columns:1fr}.mort-method-main{grid-row:auto}.mort-example-grid,.mort-mistakes-grid{grid-template-columns:1fr}.mort-editorial-side{grid-template-columns:1fr}.mort-target-check{align-items:flex-start;flex-direction:column}.mort-stress,.mort-method-grid,.mort-verification,.mort-examples,.mort-editorial,.mort-mistakes,.related-tools,.faq-section{padding-top:58px}
}
@media (max-width:560px){
  .rv-mortgage-v4 .container{width:min(100% - 24px,1180px)}.rv-mortgage-v4 .header-inner{min-height:62px}.rv-mortgage-v4 .brand-logo-img{width:170px}.mort-hero-copy h1{font-size:2.55rem}.mort-lead{font-size:1rem}.mort-hero-actions{display:grid}.mort-hero-actions a{text-align:center}.mort-trust{gap:7px}.mort-trust span{font-size:.73rem;padding:8px 10px}.mort-limit-card{padding:20px;border-radius:24px}.mort-limit-head strong{font-size:2.15rem}.mort-limit-grid{grid-template-columns:1fr 1fr}.mort-subnav{padding-top:12px}.mort-subnav-scroll{width:100%;justify-content:flex-start;padding:8px;border-radius:20px}.mort-work-shell{padding-top:42px}.mort-input-card,.mort-result-card{padding:20px;border-radius:21px}.mort-presets{grid-template-columns:1fr}.mort-mode-switch{width:100%}.mort-mode-btn{flex:1}.mort-progress{display:flex;overflow-x:auto;padding-bottom:5px}.mort-step{flex:0 0 152px}.mort-pro-nav{position:sticky;bottom:0;z-index:4;background:#fff;padding-bottom:4px}.mort-result-kpis{grid-template-columns:1fr}.mort-result-actions{flex-direction:column}.mort-stress-grid{grid-template-columns:1fr}.mort-verification-grid{grid-template-columns:1fr}.mort-target-check{padding:21px}.mort-target-check>strong{font-size:1.4rem}.mort-editorial-main{padding:23px}.rv-mortgage-v4 .related-grid,.rv-mortgage-v4 .faq-grid{grid-template-columns:1fr}.rv-mortgage-v4 .footer-grid{grid-template-columns:1fr;gap:26px}
}
@media print{
  .site-header,.mort-subnav,.mort-hero-copy .mort-hero-actions,.mort-input-card,.mort-stress,.mort-method-grid,.mort-verification,.mort-examples,.mort-editorial,.mort-mistakes,.related-tools,.faq-section,.footer,.mort-result-actions{display:none!important}.mort-hero{padding:20px 0;background:#fff}.mort-hero-grid,.mort-work-grid{display:block}.mort-hero-copy{display:none}.mort-hero-visual,.mort-result-card{box-shadow:none;border:1px solid #ccc}.mort-result-card{position:relative;top:auto;margin-top:20px}
}
.mort-input-guide{padding-top:78px}.mort-guide-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.mort-guide-grid article{padding:24px;border-radius:21px;background:#fff;border:1px solid #dce5e9;box-shadow:0 10px 28px rgba(17,43,66,.05)}.mort-guide-grid h3{margin:0 0 9px;color:#183d55}.mort-guide-grid p{margin:0;color:#566e7a;line-height:1.72}
@media (max-width:820px){.mort-input-guide{padding-top:58px}.mort-guide-grid{grid-template-columns:1fr}}
/* Layout hardening: prevent wide PRO steps and verification tables from expanding the page. */
.mort-work-grid,.mort-input-card,.mort-result-card,.mort-mode-panel,.mort-progress,.mort-stage,.mort-form-grid,.mort-test-table{min-width:0;max-width:100%}
@media (max-width:560px){.mort-progress{width:100%}.mort-step{min-width:0}.mort-test-table{width:100%}}
/* Explicit CTA color hardening against shared link rules. */
.rv-mortgage-v4 .mort-header-cta,.rv-mortgage-v4 .mort-btn-primary{color:#fff}
.rv-mortgage-v4 .mort-btn-secondary,.rv-mortgage-v4 .mort-icon-action{color:var(--mort-ink)}
/* Mobile priority: the calculator follows the promise immediately; the duplicate hero dashboard is hidden. */
@media (max-width:820px){.mort-hero-visual{display:none}.mort-hero{padding-bottom:34px}}
/* Mortgage V4 specific components */
.mort-hero-meter{display:grid;gap:10px;margin:22px 0}.mort-hero-meter>div{display:grid;grid-template-columns:1fr auto;gap:8px;align-items:center}.mort-hero-meter span{font-size:.72rem;color:#bdd0db}.mort-hero-meter b{font-size:.82rem}.mort-hero-meter i{grid-column:1/-1;height:6px;border-radius:999px;background:rgba(255,255,255,.12);overflow:hidden}.mort-hero-meter em{display:block;height:100%;width:0;border-radius:inherit;background:var(--mort-cyan)}.mort-hero-meter>div:nth-child(2) em{background:#efb06b}
.mort-hero-kpis{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.mort-hero-kpis>div{padding:13px;border-radius:15px;background:rgba(255,255,255,.07)}.mort-hero-kpis span,.mort-hero-kpis b{display:block}.mort-hero-kpis span{font-size:.7rem;color:#b8cbd5}.mort-hero-kpis b{margin-top:4px;font-size:.92rem}
.mort-toggle-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.mort-check{display:flex;gap:10px;align-items:flex-start;padding:14px 15px;border:1px solid #dce6ea;border-radius:16px;background:#f8fafb}.mort-check input{margin-top:3px}.mort-check span{font-size:.83rem;line-height:1.45;color:#4e6877}.mort-check strong{display:block;color:var(--mort-ink)}
.mort-chart{margin-top:18px;padding:18px;border-radius:19px;background:#f8fafb;border:1px solid #dce6ea}.mort-chart-head{display:flex;justify-content:space-between;gap:18px;align-items:end;margin-bottom:14px}.mort-chart-head h3{margin:0;font-size:1rem}.mort-chart-head span{font-size:.74rem;color:#6a7f8a}.mort-bars{display:flex;align-items:end;gap:7px;height:150px;padding-top:8px}.mort-bar{position:relative;flex:1;min-width:7px;border-radius:6px 6px 2px 2px;background:linear-gradient(180deg,var(--mort-cyan),var(--mort-blue));height:10%}.mort-bar:after{content:attr(data-year);position:absolute;left:50%;bottom:-22px;transform:translateX(-50%);font-size:.62rem;color:#72848e}.mort-bar.is-refix{background:linear-gradient(180deg,#efb06b,#dc8240)}
.mort-schedule{margin-top:18px;overflow-x:auto;border:1px solid #dbe5e9;border-radius:20px;background:#fff}.mort-schedule table{width:100%;border-collapse:collapse;min-width:760px}.mort-schedule th,.mort-schedule td{padding:14px 16px;border-bottom:1px solid #e6edef;text-align:right}.mort-schedule th:first-child,.mort-schedule td:first-child{text-align:left}.mort-schedule th{background:#f0f5f6;color:#536b79;font-size:.77rem}.mort-schedule td{font-size:.82rem}.mort-schedule tr:last-child td{border-bottom:0}.mort-schedule td:last-child{font-weight:850}
.mort-refix-box{margin-top:15px;padding:17px;border-radius:18px;background:linear-gradient(110deg,#e5f2f8,#f5efe3);border:1px solid #d8e5e7}.mort-refix-box span,.mort-refix-box strong{display:block}.mort-refix-box span{font-size:.74rem;color:#657984}.mort-refix-box strong{margin-top:4px;font-size:1.2rem}.mort-refix-box p{margin:7px 0 0;font-size:.8rem;line-height:1.5;color:#5d7079}
.mort-result-tabs{display:flex;gap:7px;margin-top:15px;padding:5px;border-radius:14px;background:#eaf0f2}.mort-result-tabs button{flex:1;border:0;background:transparent;padding:9px;border-radius:10px;font:inherit;font-size:.74rem;font-weight:850;color:#657987;cursor:pointer}.mort-result-tabs button.is-active{background:#fff;color:var(--mort-ink);box-shadow:0 4px 12px rgba(17,43,66,.08)}
.mort-verification .mort-verification-grid{grid-template-columns:repeat(4,1fr)}
.mort-source-meta{display:flex;flex-wrap:wrap;gap:9px;margin-top:12px}.mort-source-meta span{padding:8px 10px;border-radius:999px;background:#fff;border:1px solid #dce5e9;font-size:.72rem;font-weight:800;color:#58707d}
.mort-editorial-body{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:28px;align-items:start}.mort-editorial-main{padding:34px;border:1px solid #dce5e9;border-radius:24px;background:#fff}.mort-editorial-main h2{margin:0 0 18px;font-size:clamp(1.85rem,3vw,2.75rem);letter-spacing:-.04em}.mort-editorial-main h3{margin:29px 0 8px;color:#183e57}.mort-editorial-main p,.mort-editorial-main li{color:#506a78;line-height:1.8}.mort-editorial-side{display:grid;gap:14px;position:sticky;top:22px}.mort-side-card{padding:22px;border:1px solid #dce5e9;border-radius:20px;background:#fff}.mort-side-card h3{margin:0 0 13px}.mort-side-card ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}.mort-side-card li{position:relative;padding-left:24px;color:#536d7a;font-size:.82rem;line-height:1.48}.mort-side-card li:before{content:"✓";position:absolute;left:0;color:var(--mort-green);font-weight:900}.mort-side-card.is-warning{background:#f8eee5;border-color:#edd5bf}.mort-side-card.is-warning p{margin:0;color:#755c4b;font-size:.82rem;line-height:1.55}
@media(max-width:1100px){.mort-verification .mort-verification-grid{grid-template-columns:repeat(2,1fr)}.mort-editorial-body{grid-template-columns:1fr}.mort-editorial-side{position:relative;top:auto;grid-template-columns:repeat(2,1fr)}}
@media(max-width:820px){.mort-toggle-grid{grid-template-columns:1fr}.mort-editorial-side{grid-template-columns:1fr}.mort-bars{height:120px}.mort-chart-head{display:block}.mort-chart-head span{display:block;margin-top:4px}}
@media(max-width:560px){.mort-verification .mort-verification-grid{grid-template-columns:1fr}.mort-result-tabs{overflow-x:auto}.mort-result-tabs button{min-width:105px}.mort-hero-visual{display:none}.mort-hero{padding-bottom:42px}.mort-work-shell{padding-top:42px}.mort-subnav{display:none}.mort-form-top{display:block}.mort-mode-switch{margin-top:18px;width:100%}.mort-mode-btn{flex:1}.mort-progress{display:flex;overflow-x:auto;padding-bottom:5px}.mort-step{flex:0 0 152px}.mort-pro-nav{position:sticky;bottom:0;background:#fff;padding-bottom:4px;z-index:4}.mort-result-kpis{grid-template-columns:1fr}.mort-result-actions{flex-direction:column}.mort-stress-grid{grid-template-columns:1fr}.mort-editorial-main{padding:23px}}
@media print{.site-header,.mort-subnav,.mort-hero-actions,.mort-input-card,.mort-stress,.mort-examples,.mort-editorial,.mort-mistakes,.related-tools,.faq-section,.footer,.mort-result-actions{display:none!important}.mort-result-card{box-shadow:none;border:0}.mort-work-grid{display:block}.mort-schedule{overflow:visible}.mort-schedule table{min-width:0}}

/* Q-round level 2 refinements for the mortgage page */
.rv-mortgage-v4 .site-header{position:sticky;top:0;z-index:8;backdrop-filter:blur(14px);box-shadow:0 10px 30px rgba(17,43,66,.05)}
.rv-mortgage-v4 .main-nav{padding:6px;border:1px solid #dbe6ea;border-radius:999px;background:rgba(255,255,255,.85);box-shadow:0 10px 25px rgba(17,43,66,.06)}
.rv-mortgage-v4 .main-nav a{padding:11px 18px;border-radius:999px;font-weight:800;transition:background .18s ease,color .18s ease}
.rv-mortgage-v4 .main-nav a:hover,.rv-mortgage-v4 .main-nav a[aria-current="page"]{background:#f2f7f8;color:var(--mort-ink)}
.rv-mortgage-v4 .mort-header-cta{border-radius:16px}

.mort-subnav{padding-top:14px;margin-top:-18px}
.mort-subnav-scroll{padding:10px 12px;border-radius:22px;box-shadow:0 18px 44px rgba(17,43,66,.1)}
.mort-subnav a{position:relative}
.mort-subnav a:hover{background:#eef7f7}

.mort-editorial-side{align-content:start}
.mort-side-card{box-shadow:0 10px 26px rgba(17,43,66,.05)}
.mort-side-card.is-accent{background:linear-gradient(135deg,#eff8f6 0%,#f8fbfb 100%);border-color:#cde5dd}
.mort-side-card.is-accent h3{color:#19465b}

.rv-mortgage-v4 .related-tools{padding:70px 0 0}
.rv-mortgage-v4 .related-heading{max-width:860px;margin-bottom:26px}
.rv-mortgage-v4 .related-heading p:last-child{max-width:760px;color:#556d79;line-height:1.72}
.rv-mortgage-v4 .related-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.rv-mortgage-v4 .related-card{display:flex;flex-direction:column;min-height:210px;padding:24px;border-radius:24px;background:linear-gradient(180deg,#ffffff 0%,#f8fbfb 100%);border:1px solid #dce5e9;text-decoration:none;box-shadow:0 14px 32px rgba(17,43,66,.06);transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.rv-mortgage-v4 .related-card small{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:14px;margin-bottom:16px;background:#eef7f5;border:1px solid #d6ebe5;color:var(--mort-green);font-size:.8rem;font-weight:900}
.rv-mortgage-v4 .related-card strong{display:block;margin-bottom:9px;font-size:1.15rem;line-height:1.22;letter-spacing:-.02em}
.rv-mortgage-v4 .related-card span{display:block;color:#627783;font-size:.93rem;line-height:1.65;max-width:34ch}
.rv-mortgage-v4 .related-card i{display:inline-flex;align-items:center;gap:8px;margin-top:auto;padding-top:18px;color:#1d536c;font-size:.83rem;font-style:normal;font-weight:850}
.rv-mortgage-v4 .related-card:hover{transform:translateY(-3px);border-color:#bad7d2;box-shadow:0 22px 44px rgba(17,43,66,.11)}

@media (max-width:820px){
  .rv-mortgage-v4 .main-nav{gap:8px}
  .rv-mortgage-v4 .main-nav a{padding:10px 14px}
  .rv-mortgage-v4 .related-grid{grid-template-columns:1fr}
  .rv-mortgage-v4 .related-card{min-height:0}
}
@media (max-width:560px){
  .rv-mortgage-v4 .header-inner{gap:12px;flex-wrap:wrap;padding:10px 0}
  .rv-mortgage-v4 .brand-logo{width:100%;justify-content:center}
  .rv-mortgage-v4 .main-nav{order:2;width:100%;justify-content:center;overflow:auto}
  .rv-mortgage-v4 .mort-header-cta{order:3;width:100%}
  .mort-subnav{display:none}
}

/* Q-round 2b: remove skinny editorial sidebar "nudle" */
.rv-mortgage-v4 .mort-editorial-body{
  grid-template-columns:1fr;
  gap:24px;
}
.rv-mortgage-v4 .mort-editorial-side{
  position:relative;
  top:auto;
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(240px,1fr));
  gap:18px;
}
.rv-mortgage-v4 .mort-side-card{
  height:100%;
}
.rv-mortgage-v4 .mort-editorial-main{
  box-shadow:0 14px 34px rgba(17,43,66,.05);
}


/* Q-round final: balanced editorial helper cards */
.rv-mortgage-v4 .mort-editorial-side--hero{
  position:relative;
  top:auto;
  display:grid;
  grid-template-columns:minmax(320px,1.25fr) repeat(2,minmax(220px,1fr));
  gap:18px;
  align-items:stretch;
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card{
  position:relative;
  overflow:hidden;
  display:flex;
  flex-direction:column;
  justify-content:flex-start;
  min-height:100%;
  padding:24px 22px 22px;
  border-radius:22px;
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card::before{
  content:"";
  position:absolute;
  left:0;
  right:0;
  top:0;
  height:4px;
  background:linear-gradient(90deg,#153e67 0%,#2cb596 100%);
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card h3{
  margin:0 0 14px;
  font-size:1.18rem;
  letter-spacing:-.025em;
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card p{
  margin:0;
  font-size:.92rem;
  line-height:1.65;
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card:first-child{
  background:linear-gradient(180deg,#ffffff 0%,#f7fbff 100%);
  border-color:#cfe0ea;
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card:first-child ul{
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:12px 18px;
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card:first-child li{
  font-size:.88rem;
  line-height:1.55;
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card.is-warning{
  background:linear-gradient(180deg,#fff7f0 0%,#f8eee5 100%);
  border-color:#edd5bf;
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card.is-warning::before{
  background:linear-gradient(90deg,#c87a3d 0%,#e0b17e 100%);
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card.is-accent{
  background:linear-gradient(180deg,#eff8f6 0%,#f7fbfb 100%);
  border-color:#cde5dd;
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card.is-accent::before{
  background:linear-gradient(90deg,#1d8e78 0%,#6bc8b2 100%);
}
@media (max-width:1180px){
  .rv-mortgage-v4 .mort-editorial-side--hero{grid-template-columns:repeat(2,minmax(0,1fr));}
  .rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card:first-child{grid-column:1 / -1;}
}
@media (max-width:720px){
  .rv-mortgage-v4 .mort-editorial-side--hero{grid-template-columns:1fr;}
  .rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card:first-child ul{grid-template-columns:1fr;}
}


/* Q-round final fix 25e: remove remaining editorial noodle and balance card sizes */
.rv-mortgage-v4 .mort-editorial-body{
  display:grid !important;
  grid-template-columns:minmax(0,1fr) !important;
  gap:24px !important;
  align-items:start;
}
.rv-mortgage-v4 .mort-editorial-main{
  grid-column:1 / -1;
  width:100%;
  max-width:none;
}
.rv-mortgage-v4 .mort-editorial-side--hero{
  grid-column:1 / -1;
  width:100%;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:20px;
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card{
  min-height:250px;
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card:first-child{
  background:linear-gradient(180deg,#ffffff 0%,#f7fbff 100%);
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card:first-child ul{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:12px 18px;
}
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card.is-warning,
.rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card.is-accent{
  padding-bottom:24px;
}
@media (max-width:1080px){
  .rv-mortgage-v4 .mort-editorial-side--hero{grid-template-columns:repeat(2,minmax(0,1fr));}
  .rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card:first-child{grid-column:1 / -1;}
}
@media (max-width:720px){
  .rv-mortgage-v4 .mort-editorial-side--hero{grid-template-columns:1fr;}
  .rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card{min-height:auto;}
  .rv-mortgage-v4 .mort-editorial-side--hero .mort-side-card:first-child ul{grid-template-columns:1fr;}
}


/* Hotfix 25f: remove parent 2-column wrapper causing remaining skinny editorial block */
.rv-mortgage-v4 .mort-editorial{
  display:block !important;
}
.rv-mortgage-v4 .mort-editorial > .mort-editorial-body{
  width:100% !important;
  max-width:none !important;
}
.rv-mortgage-v4 .mort-editorial > .mort-editorial-body > .mort-editorial-main,
.rv-mortgage-v4 .mort-editorial > .mort-editorial-body > .mort-editorial-side{
  width:100% !important;
  max-width:none !important;
}