:root{--hm-ink:#0b3049;--hm-blue:#2f80ed;--hm-green:#35c978;--hm-orange:#d96232;--hm-warm:#faf9f6;--hm-soft:#f3f7f8;--hm-line:#d9e4e9;--hm-muted:#647987;--hm-shadow:0 18px 50px rgba(10,48,73,.09)}
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0}.hm-section-head{display:grid;grid-template-columns:1fr 390px;gap:50px;align-items:end;margin-bottom:30px}.hm-section-kicker{margin:0 0 7px;color:#c95428;font-size:11px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.hm-section-head h2,.hm-method h2{margin:0;font-size:clamp(32px,3.4vw,47px);line-height:1.06;letter-spacing:-.04em}.hm-section-head>p{margin:0;color:#687d8a}.hm-work{background:#fff}.hm-work-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(540px,1.1fr);gap:28px;align-items:start}.hm-form{background:#fbfcfd;border:1px solid var(--hm-line);border-radius:18px;padding:24px}.hm-form-cap{display:flex;align-items:center;gap:10px;margin-bottom:20px;color:#637988;font-size:10px;font-weight:900;letter-spacing:.09em}.hm-form-cap i{width:46px;height:3px;background:linear-gradient(90deg,var(--hm-blue),var(--hm-green));border-radius:99px}.hm-mode-switch{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:18px}.hm-mode-switch button{border:1px 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12px}.hm-stack span{display:block;height:100%}.hm-stack .is-main{background:#2f80ed}.hm-stack .is-ops{background:#35c978}.hm-stack .is-reserve{background:#d96232}.hm-stack-legend{display:grid;grid-template-columns:repeat(3,1fr);gap:7px}.hm-stack-legend div{background:#f5f8f9;border-radius:9px;padding:9px}.hm-stack-legend span{font-size:9px;color:#738691}.hm-stack-legend strong{display:block;font-size:11px;margin-top:2px}.hm-result-message{margin-top:17px;border-left:3px solid var(--hm-green);padding:4px 0 4px 13px}.hm-result-message strong{font-size:14px}.hm-result-message p{margin:3px 0 0;color:#627887;font-size:11px}.hm-kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:17px}.hm-kpis div{background:#f2f6f8;border-radius:10px;padding:11px}.hm-kpis span{display:block;color:#71838f;font-size:9px}.hm-kpis strong{display:block;margin-top:3px;font-size:14px}.hm-stress{display:grid;grid-template-columns:1fr 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a{font-size:11px;font-weight:850;color:#176da9}.hm-overburden{margin-top:17px;padding-top:16px;border-top:1px solid rgba(255,255,255,.15);display:grid;grid-template-columns:auto 1fr auto;gap:16px;align-items:center}.hm-overburden strong{font-size:25px;color:#fff}.hm-overburden p{margin:0;color:#bdd1dc;font-size:11px}.hm-overburden b{font-size:12px;color:#82e2ab}.hm-scope{background:#fff}.hm-scope-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.hm-scope-card{border:1px solid var(--hm-line);border-radius:16px;padding:22px;background:#fbfcfd}.hm-scope-card span{font-size:10px;font-weight:900;letter-spacing:.1em;color:#177249}.hm-scope-card h3{font-size:24px;margin:6px 0 14px}.hm-scope-list{display:grid;gap:8px}.hm-scope-list div{display:flex;justify-content:space-between;gap:16px;border-top:1px solid #e2e9ed;padding-top:9px;color:#617785;font-size:11px}.hm-scope-list b{color:#133b53}.hm-scope-warning{margin-top:18px;background:#fff6f1;border-left:3px solid var(--hm-orange);padding:13px 15px;border-radius:0 10px 10px 0}.hm-scope-warning strong{display:block;font-size:12px}.hm-scope-warning p{margin:3px 0 0;color:#6d7d85;font-size:11px}.hm-method{background:#f1f6f7}.hm-method-grid{display:grid;grid-template-columns:1fr 360px;gap:45px}.hm-method p{color:#617685}.hm-formula{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:20px}.hm-formula article{background:#fff;border:1px solid var(--hm-line);border-radius:11px;padding:12px}.hm-formula span{font-size:9px;color:#71838f}.hm-formula code{display:block;margin-top:3px;color:#12384f;font-size:11px}.hm-source{background:#0b3049;color:#fff;border-radius:16px;padding:20px}.hm-source>div{display:flex;justify-content:space-between;border-bottom:1px solid rgba(255,255,255,.14);padding-bottom:12px;margin-bottom:8px}.hm-source span{font-size:9px;letter-spacing:.1em;color:#83e2ab;font-weight:900}.hm-source a{display:block;color:#fff;font-size:11px;padding:9px 0;border-bottom:1px solid rgba(255,255,255,.1)}.hm-source p{font-size:10px;color:#c5d8e2;margin:12px 0 0}.hm-faq{background:#fff}.hm-faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px}.hm-faq details{border:1px solid var(--hm-line);border-radius:11px;background:#fbfcfd;padding:0 14px}.hm-faq summary{cursor:pointer;padding:14px 0;font-size:12px;font-weight:850}.hm-faq p{font-size:11px;color:#657b89;margin:0;padding:0 0 14px}.hm-related{padding:54px 0;background:#eef4f6;border-top:1px solid #dce6ea}.hm-related-head{display:grid;grid-template-columns:1fr 360px;gap:50px;align-items:end;margin-bottom:20px}.hm-related-head span{font-size:10px;letter-spacing:.12em;color:#17704a;font-weight:900}.hm-related-head h2{font-size:34px;letter-spacing:-.035em;margin:5px 0 0}.hm-related-head p{margin:0;color:#617784}.hm-related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.hm-related-grid a{text-decoration:none;background:#fff;border:1px solid var(--hm-line);border-radius:13px;padding:18px;color:#12384f}.hm-related-grid b{display:grid;place-items:center;width:30px;height:30px;border-radius:8px;background:#e7f2f9;color:#176da9;font-size:10px}.hm-related-grid span{display:block;font-size:9px;letter-spacing:.09em;color:#728591;margin-top:13px}.hm-related-grid strong{display:block;font-size:15px;margin-top:3px}.hm-related-grid small{display:block;color:#6c808d;margin-top:5px}.site-footer{background:#0a2b44!important;color:#fff!important;border-top:3px solid transparent;border-image:linear-gradient(90deg,#0a2b44 0 32%,#2f80ed 32% 72%,#35c978 72%) 1}.hm-footer-grid{display:grid;grid-template-columns:1.25fr .8fr .9fr .8fr;gap:46px;padding-top:47px;padding-bottom:34px}.hm-footer-brand .rv-logo-image{width:240px}.hm-footer-brand p{max-width:330px;color:#c7d8e1;font-size:11px;margin:15px 0 8px}.hm-footer-brand>a:not(.rv-logo){font-size:11px}.hm-footer-grid h2{font-size:11px;margin:4px 0 11px}.hm-footer-grid>div:not(.hm-footer-brand)>a{display:block;text-decoration:none;color:#d6e3ea;font-size:11px;margin:7px 0}.hm-socials{display:flex;gap:8px;margin-top:16px}.hm-socials a{width:44px;height:44px;border-radius:10px;border:1px solid rgba(255,255,255,.35);background:rgba(255,255,255,.07);display:grid;place-items:center;color:#fff}.hm-socials svg{width:20px;height:20px}.hm-footer-bottom{border-top:1px solid rgba(255,255,255,.14);padding:16px 0 21px;display:flex;justify-content:space-between;gap:20px;color:#b7cad5;font-size:10px}
@media(max-width:1020px){.hm-hero-grid,.hm-work-grid,.hm-benchmark-grid,.hm-method-grid{grid-template-columns:1fr}.hm-ledger{max-width:620px}.hm-section-head{grid-template-columns:1fr;gap:12px}.hm-work-grid{gap:18px}.hm-footer-grid{grid-template-columns:1fr 1fr}.hm-footer-brand{grid-column:1/3}.hm-main-nav{display:none}.hm-menu-toggle{display:block}.hm-header-cta{display:none}.hm-main-nav.is-open{display:flex;position:absolute;left:20px;right:20px;top:68px;background:#fff;border:1px solid var(--hm-line);border-radius:13px;box-shadow:var(--hm-shadow);padding:10px;flex-direction:column;align-items:stretch;gap:0}.hm-main-nav.is-open a{padding:10px}.hm-header-inner{position:relative}}
@media(max-width:720px){.hm-shell{width:min(100% - 28px,1160px)}.hm-hero{padding:24px 0 45px}.hm-header-inner{min-height:67px}.hm-header-inner .rv-logo-image{width:210px}.hm-hero h1{font-size:42px}.hm-lead{font-size:16px}.hm-actions{display:grid}.hm-btn{width:100%}.hm-ledger-split,.hm-kpis,.hm-stack-legend,.hm-scope-grid,.hm-formula,.hm-faq-grid,.hm-related-grid{grid-template-columns:1fr}.hm-section{padding:54px 0}.hm-form,.hm-result{padding:17px}.hm-row{grid-template-columns:1fr;gap:8px}.hm-result-top{display:grid}.hm-share{text-align:left}.hm-public-row{grid-template-columns:1fr 70px 60px}.hm-public-row i{grid-column:1/4}.hm-overburden{grid-template-columns:1fr}.hm-related-head{grid-template-columns:1fr;gap:10px}.hm-footer-grid{grid-template-columns:1fr;gap:26px}.hm-footer-brand{grid-column:auto}.hm-footer-bottom{flex-direction:column}.hm-footer-grid>div:last-child{grid-column:auto}}
@media(max-width:430px){.hm-hero h1{font-size:39px}.hm-eyebrow{flex-wrap:wrap}.hm-eyebrow b{width:100%;margin-left:60px}.hm-presets{display:grid;grid-template-columns:1fr}.hm-mode-switch{grid-template-columns:1fr}.hm-public-row{grid-template-columns:1fr 68px}.hm-public-row i{grid-column:1/3}.hm-public-row small{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

/* =========================================================
   2026-08-21 — RV Identity Continuity Pass
   Quiet Luxury = shared product language, not visual anonymity.
   ========================================================= */
.hm-page .hm-hero.rv-identity-hero:after{right:-4%;width:min(57vw,830px);opacity:.5}
.hm-page .hm-hero.rv-identity-hero:before{background:linear-gradient(90deg,#fff 0 46%,rgba(255,255,255,.9) 61%,rgba(255,255,255,.42) 100%)}
.hm-page .hm-hero-grid{position:relative;z-index:1}
.hm-page .hm-eyebrow{color:#516879}
.hm-page .hm-eyebrow i{width:54px;height:4px;border-radius:1px;clip-path:polygon(0 0,100% 0,92% 100%,0 100%)}

/* Hero product proof becomes the branded device instead of another white card. */
.hm-page .hm-ledger.rv-brand-module{color:#fff;padding:24px;transform:none}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-head{border-bottom-color:rgba(255,255,255,.14)}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-head span{color:#afc4d2}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-head b{color:#91edb5}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-total span{color:#b5c8d4}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-total strong{color:#fff;font-size:38px}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-split div{background:rgba(255,255,255,.065);border:1px solid rgba(255,255,255,.08)}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-split span{color:#a9bfcc}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-split strong{color:#fff}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-income>div span{color:#a9bfcc}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-income>div strong{color:#e9f4f8}
.hm-page .hm-ledger.rv-brand-module .hm-income-track{background:#29445f}
.hm-page .hm-ledger.rv-brand-module .hm-income-track small{color:#a9bfcc}
.hm-page .hm-ledger.rv-brand-module small{color:#b9ccd7}

/* Shared result language is the second brand anchor, at the moment of value. */
.hm-page .hm-result.rv-brand-result{padding-top:29px}
.hm-page .hm-result.rv-brand-result .rv-result-caption{margin-bottom:3px}
.hm-page .hm-result.rv-brand-result:after{top:19px}

/* Public benchmark remains a dark editorial/data surface, with a very quiet brand field. */
.hm-benchmark{position:relative;overflow:hidden;isolation:isolate}
.hm-benchmark:before{content:"";position:absolute;z-index:-1;right:-160px;top:-175px;width:620px;height:620px;background:url('/rv-brand-field-v32.svg') center/contain no-repeat;opacity:.065;transform:rotate(-7deg);pointer-events:none}
.hm-benchmark .hm-shell{position:relative;z-index:1}

/* Mid-page identity is functional: RV cash-flow and ČSÚ scope are visibly different systems. */
.hm-scope-card--rv{position:relative;isolation:isolate;overflow:hidden;background:linear-gradient(145deg,#0b2b54 0%,#071d35 100%);border-color:#173a63;color:#fff;box-shadow:0 16px 38px rgba(7,26,51,.12)}
.hm-scope-card--rv:before{content:"";position:absolute;z-index:-1;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:46px 46px;mask-image:linear-gradient(135deg,#000 0,rgba(0,0,0,.5) 58%,transparent 100%)}
.hm-scope-card--rv:after{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:linear-gradient(90deg,var(--hm-blue) 0 60%,var(--hm-green) 60%)}
.hm-scope-card--rv>span{color:#8fe9b3}
.hm-scope-card--rv h3{color:#fff}
.hm-scope-card--rv .hm-scope-list div{border-top-color:rgba(255,255,255,.13);color:#bcd0dc}
.hm-scope-card--rv .hm-scope-list b{color:#fff}
.hm-scope-card--rv .hm-scope-list span{color:#a9edbf;font-weight:850}

/* Next step is one coherent decision surface, not three unrelated generic cards. */
.hm-related{background:#f2f6f7}
.hm-related-grid{position:relative;gap:0;border:1px solid #d5e1e7;border-radius:16px;background:#fff;overflow:hidden;box-shadow:0 14px 34px rgba(10,48,73,.06)}
.hm-related-grid:before{content:"";position:absolute;left:0;right:0;top:0;height:4px;background:linear-gradient(90deg,#0b3049 0 32%,#2f80ed 32% 72%,#35c978 72%);z-index:2}
.hm-related-grid a{border:0;border-right:1px solid #dfe7eb;border-radius:0;padding:23px 21px 21px;min-height:155px;background:transparent;transition:background .16s ease,transform .16s ease}
.hm-related-grid a:last-child{border-right:0}
.hm-related-grid a:hover,.hm-related-grid a:focus-visible{background:#f8fbfc;transform:none}
.hm-related-grid b{background:#0b3049;color:#fff;border-radius:9px;box-shadow:0 6px 16px rgba(10,48,73,.12)}
.hm-related-grid a:nth-child(3) b{background:#167c4c}

/* Dark footer always uses the inverse brand asset and the shared 4-step service signature. */
.hm-footer-brand .rv-logo-image{width:250px}
.hm-footer-brand>a:not(.rv-logo){color:#fff}
.hm-footer-brand .rv-footer-process{margin-top:18px}
.hm-footer-grid h2{color:#fff}

@media(max-width:1020px){
  .hm-page .hm-hero.rv-identity-hero:after{right:-22%;width:92vw;opacity:.34}
}
@media(max-width:720px){
  .hm-page .hm-hero.rv-identity-hero:after{right:-46%;width:145vw;opacity:.22}
  .hm-page .hm-ledger.rv-brand-module{padding:20px}
  .hm-related-grid a{border-right:0;border-bottom:1px solid #dfe7eb;min-height:auto}
  .hm-related-grid a:last-child{border-bottom:0}
}


/* =========================================================
   2026-08-21 — V7 Product QA Pass
   Visible assumptions, decision-first result, lighter card density.
   ========================================================= */
.hm-ledger-core{display:grid;grid-template-columns:142px 1fr;gap:22px;align-items:center;padding:20px 0 16px}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-total{padding:0}
.hm-share-dial{--hm-share:0%;width:132px;aspect-ratio:1;border-radius:50%;padding:11px;background:conic-gradient(var(--hm-green) 0 var(--hm-share),rgba(255,255,255,.11) var(--hm-share) 100%);box-shadow:inset 0 0 0 1px rgba(255,255,255,.06)}
.hm-share-dial>div{height:100%;border-radius:50%;background:#0a2a44;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:11px}
.hm-share-dial span{font-size:9px;color:#a9bfcc;text-transform:uppercase;letter-spacing:.07em}
.hm-share-dial strong{font-size:24px;line-height:1.05;color:#fff;letter-spacing:-.04em;margin:4px 0}
.hm-share-dial small{font-size:9px;color:#91a9b8}
.hm-share-dial.is-over{background:conic-gradient(#d96232 0 var(--hm-share),rgba(255,255,255,.11) var(--hm-share) 100%)}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-total small{display:block;margin-top:8px;max-width:260px;line-height:1.45}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-split{grid-template-columns:1fr 1fr}
.hm-page .hm-ledger.rv-brand-module .hm-ledger-split div{padding:12px}
.hm-cashline{margin-top:18px;padding-top:17px;border-top:1px solid #e1e8ec}
.hm-cashline-head{display:flex;justify-content:space-between;gap:16px;align-items:baseline}
.hm-cashline-head span{font-size:10px;color:#71838f;font-weight:800;text-transform:uppercase;letter-spacing:.06em}
.hm-cashline-head strong{font-size:12px;color:#183e55}
.hm-cashline-track{display:flex;height:12px;border-radius:999px;overflow:hidden;background:#e8eef1;margin:9px 0 8px}
.hm-cashline-track i{display:block;height:100%;width:0;transition:width .18s ease}
.hm-cashline-track .is-housing,.hm-cashline-legend i.is-housing{background:#2f80ed}
.hm-cashline-track .is-debt,.hm-cashline-legend i.is-debt{background:#d96232}
.hm-cashline-track .is-free,.hm-cashline-legend i.is-free{background:#35c978}
.hm-cashline-legend{display:flex;flex-wrap:wrap;gap:10px 16px;color:#6f8390;font-size:9px}
.hm-cashline-legend span{display:inline-flex;align-items:center;gap:6px}
.hm-cashline-legend i{width:8px;height:8px;border-radius:50%}
.hm-kpi-advanced[hidden],.hm-reserve-output[hidden],.hm-debt-output[hidden],#stressPanel[hidden],#advancedDetails[hidden]{display:none!important}
.hm-stress-model{margin-top:5px!important;color:#8fb0c1!important;font-size:9px!important}
.hm-calculator-disclaimer{margin-top:22px;display:grid;grid-template-columns:auto 1fr auto;gap:14px 18px;align-items:center;padding:15px 17px;border:1px solid #d7e2e7;border-left:4px solid #2f80ed;border-radius:12px;background:#fff}
.hm-calculator-disclaimer strong{font-size:12px;white-space:nowrap}
.hm-calculator-disclaimer p{margin:0;color:#687d89;font-size:10px;line-height:1.5}
.hm-calculator-disclaimer a{font-size:10px;font-weight:850;color:#1767a4;text-decoration:none;white-space:nowrap}
.hm-calculator-disclaimer a:hover{text-decoration:underline}
.hm-result.is-over .hm-result-message{border-left-color:#d96232}
.hm-result.is-negative .hm-result-message{border-left-color:#b4482b}
.hm-result.is-over .hm-share strong,.hm-result.is-negative .hm-share strong{color:#b64e2d}
@media(max-width:720px){
  .hm-ledger-core{grid-template-columns:112px 1fr;gap:14px;padding-top:16px}
  .hm-share-dial{width:108px;padding:9px}
  .hm-share-dial strong{font-size:20px}
  .hm-page .hm-ledger.rv-brand-module .hm-ledger-total strong{font-size:31px}
  .hm-calculator-disclaimer{grid-template-columns:1fr;gap:5px;padding:14px}
  .hm-calculator-disclaimer strong{white-space:normal}
  .hm-cashline-head{display:grid;gap:3px}
}
@media(max-width:390px){
  .hm-ledger-core{grid-template-columns:1fr}
  .hm-share-dial{width:122px;margin:0 auto}
  .hm-page .hm-ledger.rv-brand-module .hm-ledger-total{text-align:center}
}

/* RV BLOCK1 FINANCE QA OVERRIDES 2026-09-07 START */
.hm-section-head>p,.hm-form-cap>strong,.hm-mode-switch>button.is-active>small,.hm-row>span>small,.hm-row .hm-input>em,.hm-form-note,.hm-calculator-disclaimer>p,.hm-scope-warning>p,.hm-formula>article>span,.hm-related-head>p,.hm-related-grid>a>small{color:#526579!important}
.hm-section-kicker{color:#964510!important}
#metodika .hm-section-kicker,#metodika .hm-section-head>p,#metodika .hm-section-head p,#metodika .hm-shell>div>p,#metodika .hm-shell>div>p>strong{color:#526579!important}
/* RV BLOCK1 FINANCE QA OVERRIDES 2026-09-07 END */